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The Federal Bank share price & results

The Federal Bank Limited· Financial Services

Results to
Sept 2026
Latest analysed call
Q2 FY27
Ownership as of
Sept 2026

Kerala-based private bank: retail, business, agri, corporate lending and an NRI remittance franchise.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue8,383 ₹ crore+16.2% YoYQuarterly, as filedQuarter to Sept 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Sept 2026Not in the filed figures for the quarter to sept 2026. No older figure is substituted.
Net profit1,568 ₹ crore+53.3% YoYQuarterly, as filedQuarter to Sept 2026Profit after tax as filed.
Return on equity12.14 %−1.3 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)9.78 %−13.7 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Sept 2026

Guidance

What management said, and what became of it

3 of 4 judged targets kept · 6 open · verdicts reflect calls analysed to Q4 FY26.

The Federal Bank Limited management guidance track record on Inve: 10 targets tracked across analysed earnings calls (3 achieved, 1 missed, 6 open).

TargetOriginal wordingSaidLatest callVerdict
Net Interest Margin (NIM)upward / continuously look at improving
Call transcript, Q2 FY26 · 18 Oct 2025		Q2 FY26Q4 FY26:NIM expanded further to 3.20%. Management is confident to build on this expansion, achieving the directional goal for the period.
Call transcript, Q4 FY26 · 29 Apr 2026		Achieved
Credit Costaround 55 bps for full year FY26
Call transcript, Q2 FY26 · 18 Oct 2025		Q2 FY26Q4 FY26:Full year FY26 credit cost was 56 bps, missing both the original (55 bps) and the improved (52-53 bps) guidance.
Call transcript, Q4 FY26 · 29 Apr 2026		Missed
Loan Growth1.5 times the system growth
Call transcript, Q3 FY25 · 28 Jan 2025		Q3 FY25Q4 FY26:FY26 Gross Advances grew 13% YoY. Management acknowledged this was below system but was a conscious strategic choice for portfolio health.
Call transcript, Q4 FY26 · 29 Apr 2026		At Risk

Source: Inve Guidance Tracker for The Federal Bank Limited · to Q4 FY26

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

1 of The Federal Bank Limited's 10 targets was missed. See which ones, and which are quietly gone. The 3 above are the free sample; 7 more targets are in the full ledger.

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Price

₹341.6 −0.81% · −₹2.8

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance +50.2% 1Y

₹250₹300₹350Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 24 Oct 2025Q3 FY26 — 16 Jan 2026Q4 FY26 — 29 Apr 2026Q2 FY27 — 16 Oct 2026

1Y: ₹227.4 on 24 Oct 2025 → ₹341.6. High ₹371.7 (3 Aug 2026), low ₹227.4 (24 Oct 2025).

Previous close
₹344.4
Market cap
₹85.2k Cr
52-week range
₹234.04 – ₹371.7
One year
+45.96%
Price to earnings (TTM to Sept 2026)
16.41×
Return on equity (TTM to Sept 2026)
12.14%

Overview

Symbol
NSE:FEDERALBNK
Exchange
NSE
Currency
INR

What The Federal Bank Limited does

Based on the company's own presentations, annual report and earnings calls.

Federal Bank is a private sector scheduled commercial bank incorporated in 1931 and headquartered in Aluva, Kerala. It takes customer deposits and extends credit across retail lending (housing loans, loans against property, auto loans, personal loans, credit cards and gold loans), business banking, agriculture and allied activities, commercial banking, corporate and institutional banking, and a microfinance-linked lending vertical. The bank also operates a sizeable inward personal-remittance business built on its long-standing relationships with NRI and Gulf-corridor customers, earning interest income on its loan book and fee income from its remittance and card operations.

Segments

  • Retail Banking
  • Business Banking & Agri and Allied
  • Commercial Banking
  • Corporate & Institutional Banking
  • MFI & CV/CE
Credit portfolio verticals
Internally classified into Retail, Gold, Business Banking, Agri & Allied, Commercial, Corporate, CV/CE and MFI
Retail lending product lines
Housing, LAP, Auto, Personal, Credit Cards and Gold Loans
NRI / inward remittance franchise
Established channel for inward personal remittances into India, anchored in long-standing NRI / Gulf-corridor customer relationships
Founded 1931Headquarters Aluva, Kerala, India Company website

How the price took the results

close before → close after

Q2 FY27
+0.9%
16 Oct
Q4 FY26
−2.0%
29 Apr
Q3 FY26
+9.5%
16 Jan

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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