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Muthoot Finance share price & results

Muthoot Finance Limited· Financial Services

Results to
Jun 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

India's largest gold-loan NBFC, lending against pledged household gold through a pan-India branch network.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue7,589 ₹ crore+33.1% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Jun 2026Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit2,550 ₹ crore+24.6% YoYQuarterly, as filedQuarter to Jun 2026Profit after tax as filed.
Return on equity33.21 %+11.3 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)50.66 %+20.2 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Jun 2026

Guidance

What management said, and what became of it

2 of 6 judged targets kept · 8 open · verdicts reflect calls analysed to Q1 FY27.

Muthoot Finance Limited management guidance track record on Inve: 14 targets tracked across analysed earnings calls (2 achieved, 4 missed, 8 open).

TargetOriginal wordingSaidLatest callVerdict
Belstar Microfinance ProfitabilityBy Q3, they would be able to come back to the maybe starting some profit.
Call transcript, Q1 FY26 · 13 Aug 2025		Q1 FY26Q1 FY27:Belstar reported a strong PAT of 66 cr in Q1 FY27, continuing its profitable performance.
Call transcript, Q1 FY27 · 1 Aug 2026		Achieved
Gold Loan AUM GrowthMinimum growth guidance of 15% for this year
Call transcript, Q4 FY25 · 14 May 2025		Q4 FY25Q1 FY27:Promise pertains to FY26 and is considered complete.
Call transcript, Q1 FY27 · 1 Aug 2026		Achieved
Interest SpreadMaintain in the range of 9% to 10%
Call transcript, Q4 FY25 · 14 May 2025		Q4 FY25Q1 FY27:Yield dropped significantly to 17.93% from 20.76% in the previous quarter. With borrowing costs expected to rise, the target spread of 9-10% is at risk.
Call transcript, Q1 FY27 · 1 Aug 2026		At Risk

Source: Inve Guidance Tracker for Muthoot Finance Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

4 of Muthoot Finance Limited's 14 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 11 more targets are in the full ledger.

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Price

₹2,395.8 +0.96% · +₹22.8

Last close 26 Oct 2026 · NSE · INR · Source: Inve

Performance −24.3% 1Y

₹2.5k₹3.0k₹3.5k₹4.0kOct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 13 Nov 2025Q3 FY26 — 12 Feb 2026Q4 FY26 — 14 May 2026Q1 FY27 — 31 Jul 2026

1Y: ₹3,163.1 on 24 Oct 2025 → ₹2,395.8. High ₹4,091.7 (29 Jan 2026), low ₹2,373 (23 Oct 2026).

Previous close
₹2,373
Market cap
₹96.7k Cr
52-week range
₹2,373 – ₹4,091.7
One year
−23.84%
Price to earnings (TTM to Jun 2026)
8.50×
Return on equity (TTM to Jun 2026)
33.21%

Overview

Symbol
NSE:MUTHOOTFIN
Exchange
NSE
Currency
INR

What Muthoot Finance Limited does

Based on the company's own presentations, annual report and earnings calls.

Muthoot Finance is an RBI-registered (Upper Layer) non-banking financial company focused since 1939 on gold-secured lending, disbursing short-tenure loans against customers' pledged gold jewellery from its branch counters. It earns primarily from interest on gold loans, supplemented by group subsidiaries spanning affordable housing finance, microfinance, insurance distribution and overseas lending. Almost its entire loan book is secured by physical gold held in branch vaults, and it serves borrowers ranging from households to micro-enterprises across India.

Segments

  • Gold Loans
  • Affordable Housing Finance
  • Microfinance
  • Insurance Distribution
  • International Lending
Market position
No.1 gold-loan NBFC in India; most-trusted financial services brand (TRA) for 10 consecutive years
Pan-India branches (standalone)
4,968
Group branch network (incl. subsidiaries)
7,568
States & Union Territories covered
29
Active customers (standalone)
6.41 million
Customers served per day
200,000+
Founded 1939Headquarters Kochi, Kerala, IndiaEmployees 31,613 (2026-03-31)

How the price took the results

close before → close after

Q1 FY27
−7.3%
1 Aug
Q4 FY26
+0.7%
14 May
Q3 FY26
+3.4%
12 Feb
Q2 FY26
+2.1%
13 Nov

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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