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    Muthoot Finance Limited

    India's largest gold-loan NBFC, lending against pledged household gold through a pan-India branch network.

    Financial Services
    Financial Services
    View MUTHOOTFIN earnings calls
    ₹3,126.1
    -6.71% from avg

    Overview

    Price

    ₹3,126.1

    Market Cap

    ₹1.2L Cr

    Sector

    Financial Services

    Financial Services

    Rank

    2

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly

    Balance Sheet

    Balance Sheet

    ₹ Cr · Annual
    Line itemFY20FY21FY22FY23FY24FY25FY26FY26
    LiabilitiesEquity Capital401401401401401401401401
    Reserves11.4k15.2k18.4k21.3k24.7k29.0k32.4k38.7k
    Borrowings
    Other Liabilities2.1k2.6k2.9k2.7k3.2k4.1k4.6k4.8k
    Total Liabilities54.9k68.6k76.3k80.1k96.5k132.8k160.7k195.8k
    AssetsFixed Assets314327342386482682671721
    CWIP2939526789131010
    Investments6308095235467122.4k5.2k550
    Other Assets53.9k67.5k75.4k79.1k95.2k129.7k154.9k194.5k
    Total Assets54.9k68.6k76.3k80.1k96.5k132.8k160.7k195.8k

    Cash Flow

    Cash Flow

    ₹ Cr · Annual
    Line itemFY19FY20FY21FY22FY23FY24FY25FY26
    ActivitiesCash from Operating-4.8k-5.0k-7.8k-1.6k-2.8k-13.6k-26.5k-47.4k
    Cash from Investing-162-3853741018048-1.4k2.5k
    Cash from Financing6.4k9.2k9.7k3.4k39511.8k30.0k49.3k
    SummaryCapital Expenditure
    Free Cash Flow-4.9k-5.1k-7.9k-1.7k-2.9k-13.8k-26.7k-47.5k
    FCF Margin

    Valuation

    Banks & financials don't fit this model

    Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.

    MUTHOOTFIN · FINANCIALS_SECTOR

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