IDBI Bank share price & results
- Sept 2026
- Sept 2026
IDBI Bank is a scheduled commercial bank offering retail, corporate/wholesale banking and treasury operations.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 8,519 | +19.8% YoY | Quarterly, as filed | Quarter to Sept 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Sept 2026 | Not in the filed figures for the quarter to sept 2026. No older figure is substituted. | ||
| Net profit | 2,226 | −31.3% YoY | Quarterly, as filed | Quarter to Sept 2026 | Profit after tax as filed. |
| Return on equity | 11.46 | +0.6 pts | Trailing twelve months | TTM to Sept 2026 | Adjusted profit attributable to owners ÷ average owners’ equity. |
| Free cash flow margin | Fiscal year | FY ending Mar 2026 | Not in the analysed materials. No older figure is substituted. | ||
| Revenue growth (YoY) | 6.96 | −9.0 pts | Trailing twelve months | TTM to Sept 2026 | Revenue change against the same period one year earlier. |
Price
Performance −16.7% 1Y
1Y: ₹93.93 on 24 Oct 2025 → ₹78.22. High ₹116.01 (27 Feb 2026), low ₹61.5 (30 Mar 2026).
- Previous close
- ₹76.49
- Market cap
- ₹84.1k Cr
- 52-week range
- ₹61.5 – ₹116.01
- One year
- −18.33%
- Price to earnings (TTM to Sept 2026)
- 10.13×
- Return on equity (TTM to Sept 2026)
- 11.46%
Overview
- Symbol
- NSE:IDBI
- Sector
- Financial Services
- Exchange
- NSE
- Currency
- INR
What IDBI Bank does
Based on the company's own presentations, annual report and earnings calls.
IDBI Bank Limited is an Indian scheduled commercial bank that lends and takes deposits across three broad lines: retail banking (structured retail advances such as housing loans, gold loans, loan against property, agri loans, auto loans, education loans and personal loans, plus MSME and bulk/centralised retail business), corporate/wholesale banking (large-corporate and mid-corporate advances), and treasury operations (a government-securities and non-SLR investment book held across HTM, AFS and trading/HFT categories, including overseas investments). It earns primarily from net interest income on its loan and deposit book and from its treasury investment portfolio, supplemented by fee-based and other income. The Bank also runs a financial-inclusion and digital-banking franchise built on Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts, an individual Business Correspondent (BC) network, and internet banking, mobile banking and UPI channels. Life Insurance Corporation of India (LIC) is among its major institutional shareholders.
Segments
- Retail Banking
- Corporate/Wholesale Banking
- Treasury Operations
- Digital Banking & Financial Inclusion
- BHIM UPI users
- 88.15 lakh (Mar 2026)
- Mobile banking users
- 53.25 lakh (Mar 2026)
- PMJDY (Jan Dhan) accounts
- 23.26 lakh (Mar 2026)
- UPI/BHIM merchant base
- 6.46 lakh merchants (Mar 2026)
- Internet banking users
- 8.48 lakh (Mar 2026)
Fundamentals
Ratios, each with its period
Current values with the period they cover; the trend reads across the 6 fiscal years held (Mar 2021 to Mar 2026).
Financials
What the filings say
Net profit, year on year: −31% (quarter to sept 2026 against sept 2025).
| Line item | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sept 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 7,819 | 6,983 | 7,027 | 7,109 | 7,080 | 7,804 | 7,549 | 8,519 |
| Expenses | 2,382 | 2,415 | 2,091 | 1,651 | 2,000 | 2,757 | 1,751 | 2,740 |
| Other income | 810 | 2,107 | 1,472 | 2,155 | 1,271 | 1,714 | 1,084 | 1,417 |
| Interest | 3,583 | 3,683 | 3,851 | 3,816 | 3,862 | 3,944 | 4,053 | 4,282 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 2,664 | 2,991 | 2,557 | 3,797 | 2,489 | 2,816 | 2,829 | 2,914 |
| Tax rate | 28.0% | 31.0% | 21.0% | 15.0% | 21.0% | 29.0% | 25.0% | 24.0% |
| Net profit | 1,954 | 2,094 | 2,024 | 3,241 | 1,959 | 2,013 | 2,131 | 2,226 |
| EPS (₹ per share) | 1.81 | 1.94 | 1.88 | 3 | 1.82 | 1.87 | 1.98 | 2.06 |
| Line item | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Sales | 20,589 | 26,446 | 28,917 | 29,020 |
| Expenses | 10,690 | 9,777 | 9,131 | 8,499 |
| Other income | 4,459 | 3,924 | 5,142 | 6,612 |
| Interest | 9,133 | 12,227 | 14,256 | 15,473 |
| Depreciation | 0 | 0 | 0 | 0 |
| Profit before tax | 5,225 | 8,367 | 10,671 | 11,659 |
| Net profit | 3,638 | 5,814 | 7,656 | 9,237 |
| Line item | Mar 2023 | Mar 2024 | Mar 2025 | Sept 2025 | Mar 2026 | Sept 2026 |
|---|---|---|---|---|---|---|
| Equity capital | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 |
| Reserves | 35,567 | 40,321 | 50,868 | 57,370 | 57,812 | 61,740 |
| Borrowings | 12,638 | 17,083 | 19,932 | — | 28,104 | 32,640 |
| Deposits | 2,55,313 | 2,77,366 | 3,09,893 | — | 3,46,776 | 3,55,224 |
| Other liabilities | 17,227 | 19,138 | 21,562 | 21,095 | 23,942 | 22,513 |
| Total liabilities | 3,31,498 | 3,64,659 | 4,13,008 | 4,16,730 | 4,67,386 | 4,82,869 |
| Fixed assets | 9,303 | 9,435 | 12,120 | 12,033 | 9,685 | 9,675 |
| Capital work in progress | 477 | 108 | 80 | 0 | 90 | 0 |
| Investments | 1,00,409 | 1,15,719 | 1,18,453 | 1,23,246 | 1,28,440 | 1,22,777 |
| Other assets | 2,21,309 | 2,39,398 | 2,82,355 | 2,81,451 | 3,29,171 | 3,50,417 |
| Total assets | 3,31,498 | 3,64,659 | 4,13,008 | 4,16,730 | 4,67,386 | 4,82,869 |
| Line item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Cash from operations | 10,214 | 5,068 | -2,701 | -1,252 | 25,796 | 16,762 |
| Cash from investing | -59 | -192 | -283 | -217 | -338 | 1,441 |
| Cash from financing | -5,342 | -4,383 | -3,569 | -1,768 | -6,990 | -5,765 |
| Net cash flow | 4,813 | 492 | -6,554 | -3,237 | 18,467 | 12,438 |
| Free cash flow | 10,155 | 4,873 | -2,996 | -1,474 | 25,452 | 16,454 |
| Line item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Return on equity | 4.0% | 6.0% | 8.0% | 12.0% | 14.0% | 14.0% |
| Dividend payout | 0.0% | 0.0% | 29.0% | 28.0% | 30.0% | 0.0% |
Where revenue comes from
The businesses behind the company’s reported revenue.
Retail Banking contributes 62.4% of reported segment revenue.
Quarter ended 30 Jun 2026 · Consolidated
- Retail Banking 62.4%
₹9,640.52 crore
- Treasury 22.5%
₹3,470.27 crore
- Corporate/Wholesale Banking 14.4%
₹2,223.10 crore
- Other Banking expenses 0.7%
₹113.92 crore
- Unallocated <0.1%
₹9.07 crore
| Business segment | Revenue · ₹ crore | Share |
|---|---|---|
| Retail Banking | 9,640.52 | 62.4% |
| Treasury | 3,470.27 | 22.5% |
| Corporate/Wholesale Banking | 2,223.10 | 14.4% |
| Other Banking expenses | 113.92 | 0.7% |
| Unallocated | 9.07 | <0.1% |
Share = segment revenue ÷ total segment revenue, before intersegment adjustments.
How these numbers add up
- Total segment revenue
- ₹15,456.88 crore
- Intersegment adjustment
- ₹6,823.60 crore
- Net segment revenue
- ₹8,633.28 crore
Intersegment transactions are between the company’s own businesses. Net segment revenue can differ from income-statement revenue because reporting definitions differ.
Source: FinEdge · Last checked 19 Sept 2026. Reported segment names are kept as supplied.
How the mix has moved
Treasury shrank from 25% to 22% of revenue over the last two years.
| Segment | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | YoY growth latest quarter |
|---|---|---|---|---|---|---|---|---|---|
| Retail Banking | — | 55% | 60% | 57% | 56% | 61% | 59% | 62% | +14.6% |
| Treasury | 25% | 27% | 23% | 27% | 30% | 24% | 23% | 22% | -12.4% |
| Corporate/Wholesale Banking | — | 17% | — | 15% | 13% | 14% | 15% | 14% | +1.8% |
| Other Banking expenses | — | — | — | — | — | — | — | 1% | — |
| Unallocated | 0% | — | <1% | — | — | <1% | 2% | <1% | — |
Share of reported segment revenue by quarter, consolidated basis, as filed. A quarter the company did not report is left blank, never carried forward.
See how segments are shifting across companies → Segment Shift
Ownership
Who owns it
Promoters hold 94.72% as of Sept 2026; institutions added 0.11 pts since Jun 2026.
- Promoters 94.72%
- Foreign institutions 0.47%
- Domestic institutions 0.19%
- Government 0.01%
- Public 4.62%
Who is on the register
Named in the Sep 2026 filing
Every holder of IDBI Bank above SEBI's 1% disclosure line, and what changed since Jun 2026.
| Holder | Stake | Change |
|---|---|---|
| Insurer | 49.24% | unchanged |
| 45.48% | unchanged |
A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.
Mutual funds in IDBI
Filings to Sep 2026
0 new, 0 added, 5 trimmed, 0 sold out — net −0.53 L shares (−3.6%).
- Held by funds
- ₹12 Cr
- 5 schemes
- Biggest holder
- Nippon India Nifty Smallcap 250 Index Fund
- ₹7 Cr · 0.2% of that fund
| Scheme | Holding | Last month | Held since |
|---|---|---|---|
| Nippon India Nifty Smallcap 250 Index Fund Nippon India Mutual Fund | ₹7 Cr | −0.27 L | Mar '26 |
| SBI Nifty Smallcap 250 Index Fund SBI Mutual Fund | ₹4 Cr | −0.14 L | Mar '26 |
| Nippon India Nifty 500 Equal Weight Index Fund Nippon India Mutual Fund | ₹1 Cr | −0.12 L | Sep '24 |
| SBI Nifty 500 Index Fund SBI Mutual Fund | ₹0 Cr | −0.00 L | Sep '24 |
| SBI Nifty Small Cap 250 ETF SBI Mutual Fund | ₹0 Cr | −0.00 L | May '26 |
HDFC, Nippon India and SBI schemes, from their monthly disclosures. Changes are counted in shares, so a price move never looks like buying or selling.
Mutual funds Sep 2026
0 added, 5 trimmed — net −53,096 shares (−3.6%)
- Funds are sitting on
- +21%
- vs est. average cost
- Held by funds
- ₹12 Cr
- 5 schemes · ≈ 0.01% of the company
- Biggest holder
- Nippon India Nifty Smallcap 250 Index Fund
- ₹7 Cr · 0.2% of that fund
- Longest holder
- Nippon India Nifty 500 Equal Weight Index Fund
- 2y 1m · since Sep '24
Shares held by these funds +203%
Oct '23 14.40 L shares Sep '26
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