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MUMUTHOOTFIN

Muthoot Finance Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 12 Feb 2026

Muthoot Finance delivered a strong Q3 FY26, driven by robust 50% YoY growth in its core gold loan portfolio and a 91% increase in standalone PAT for the nine months. Subsidiaries like Muthoot Money and Belstar Microfinance also showed significant growth and turnaround, respectively. The company anticipates positive impacts from potential RBI regulatory changes easing branch expansion, although cost of funds remains elevated due to banks' MCLR policies.

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What they filed

Q3 FY26: revenue up 63.8%, net profit up 94.9% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue4,117 4,423 4,854 5,703 6,432 +56%7,243 +64%
Net profit1,251 1,363 1,508 2,046 2,345 +87%2,656 +95%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.