FINKURVE Finkurve Financial Services Q3 FY26 results (Oct–Dec 2025) and concall
Finkurve Financial Services reported strong Q3 FY26 results with AUM growing 118% YoY to Rs. 833 crores and PAT increasing 24% YoY. The company expanded its branch network from 72 to 98 and maintained NPAs below 2%. Management highlighted a focus on technology-enabled gold-owned NBFC operations and a strategy for sustainable, risk-adjusted growth, while acknowledging current NIM contraction and lower ROA/ROE due to low leverage.
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What they filed
Q3 FY26: revenue up 30.3%, net profit up 23.8% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 32 | 40 | 40 | 40 | 48 +51% | 52 +30% |
| Net profit | 3 | 6 | 4 | 5 | 6 +71% | 7 +24% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.





