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Finkurve Financial Services share price & results

Finkurve Financial Services Limited· Financial Services

Results to
Jun 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

Technology-enabled, gold-owned NBFC lending against gold via the Augmont ecosystem, alongside a personal-loan product.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue75.1 ₹ crore+88.3% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Jun 2026Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit8.4 ₹ crore+65.8% YoYQuarterly, as filedQuarter to Jun 2026Profit after tax as filed.
Return on equityUnavailable+9.8 ptsFY Mar 2022 vs FY Mar 2021Trailing twelve monthsTTM · period unavailableNot in the analysed materials. No older figure is substituted.
Free cash flow marginUnavailable—Fiscal yearFY · period unavailableNot in the analysed materials. No older figure is substituted.
Revenue growth (YoY)Unavailable+91.6 ptsFY Mar 2022 vs FY Mar 2021Trailing twelve monthsTTM · period unavailableNot in the analysed materials. No older figure is substituted.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Jun 2026

Guidance

What management said, and what became of it

0 of 2 judged targets kept · 20 open · verdicts reflect calls analysed to Q1 FY27.

Finkurve Financial Services Limited management guidance track record on Inve: 22 targets tracked across analysed earnings calls (0 achieved, 2 missed, 20 open).

TargetOriginal wordingSaidLatest callVerdict
New Branches50-60 new branches in FY26
Call transcript, Q3 FY26 · 9 Feb 2026		Q3 FY26Q1 FY27:The target for FY26 has passed and was missed. No new information provided.
Call transcript, Q1 FY27 · 13 Aug 2026		Missed
AUM Growth40-50% AUM growth for the upcoming year (FY27)
Call transcript, Q3 FY26 · 9 Feb 2026		Q3 FY26Q1 FY27:Management revised the AUM growth guidance for FY27 upwards to 50-60%.
Call transcript, Q1 FY27 · 13 Aug 2026		Revised Up
Co-lending Proportion of AUM10-15% of overall AUM in the next year
Call transcript, Q3 FY26 · 9 Feb 2026		Q3 FY26Q1 FY27:Co-lending share is at 3%. Management reiterated the target of 15-20% by the end of FY27.
Call transcript, Q1 FY27 · 13 Aug 2026		On Track

Source: Inve Guidance Tracker for Finkurve Financial Services Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

2 of Finkurve Financial Services Limited's 22 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 19 more targets are in the full ledger.

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Price

₹64.46 +0.94% · +₹0.6

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −44.0% 1Y

₹60₹80₹100₹120Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q3 FY26 — 9 Feb 2026Q4 FY26 — 21 May 2026Q1 FY27 — 13 Aug 2026

1Y: ₹115.09 on 24 Oct 2025 → ₹64.46. High ₹117.93 (13 Nov 2025), low ₹51.07 (30 Mar 2026).

Previous close
₹63.86
Market cap
₹895 Cr
52-week range
₹51.07 – ₹117.93
One year
−44.63%

Overview

Symbol
NSE:FINKURVE
Exchange
NSE
Currency
INR

What Finkurve Financial Services Limited does

Based on the company's own presentations, annual report and earnings calls.

Finkurve Financial Services is a next-generation, technology-enabled gold-owned NBFC that lends against gold, drawing on its integration with the Augmont ecosystem for gold sourcing, distribution and risk management. It also runs a Personal Loan product, recently restructured from a 30-day high-churn format to a 3-month EMI format to spread out yields. The company operates through a branch network and is beginning to explore co-lending alongside its on-book lending.

Segments

  • Gold loans
  • Personal loans
Branch network
98 branches (up from 72)
Assets Under Management (AUM)
Rs. 833 crores

How the price took the results

close before → close after

Q1 FY27
+2.3%
13 Aug
Q4 FY26
−2.2%
21 May
Q3 FY26
−0.2%
9 Feb

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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