FINOPB Fino Payments Bank Q1 FY26 results (Apr–Jun 2025) and concall
Fino Payments Bank reported a resilient Q1 FY26 with 4% YoY revenue growth and significant margin expansion, driven by its growing CASA and digital payments segments. Despite headwinds from regulatory scrutiny, mule accounts, and a sharp decline in the remittance business, the bank maintained strong profitability. Management emphasized a cautious, risk-calibrated approach and expects growth to pick up from Q2 FY26, with ongoing investments in technology and a focus on sustainable expansion.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 |
|---|---|---|---|---|
| Revenue | 48 | 49 | 53 | 61 |
| EBITDA | -357 | -358 | -385 | -339 |
| Net profit | 21 | 23 | 24 | 18 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
