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Fino Payments Bank Q4 FY25 results (Jan–Mar 2025) and concall

Financial Services · Concall AI · Call held 29 Apr 2025

Fino Payments Bank reported a strong FY25, achieving its fifth consecutive year of profitability with 25% revenue growth and significant digital adoption. The bank saw robust growth in CASA and customer acquisition, while making strategic investments in technology for its upcoming SFB transition. However, certain segments like CMS and remittance faced headwinds due to market competition and regulatory changes.

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What they filed

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25
Revenue48 49 53
EBITDA-357 -358 -385
Net profit21 23 24
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.