FINOPB Fino Payments Bank Q3 FY25 results (Oct–Dec 2024) and concall
Fino Payments Bank delivered a strong Q3 FY25, with revenue and PBT growing 25% YoY, driven by robust digital services and CASA growth. The bank's digital throughput now accounts for 50% of its total, and its cost-to-income ratio improved. While the remittance business faced headwinds from new regulations, the bank continues to invest heavily in technology and is on track to meet its FY25 financial goals, with SFB license progress noted.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 |
|---|---|---|
| Revenue | 48 | 49 |
| EBITDA | -357 | -358 |
| Net profit | 21 | 23 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
