FIVESTAR Five-Star Business Finance Q3 FY26 results (Oct–Dec 2025) and concall
Five-Star Business Finance is currently navigating a 'behavioral crisis' in the small-ticket loan segment by prioritizing collections over aggressive growth. The company has intentionally moderated disbursements to fix asset quality issues, following a 3-step approach of understanding, fixing, and then accelerating. While profitability remains stable with a 7% RoA, management is focused on building a robust collection vertical and improving the credit culture among borrowers rather than resorting to large-scale technical write-offs.
You’re reading a preview. Opening the full call uses 1 concall credit.
Sign in to use your monthly call allowance.
What they filed
Q3 FY26: revenue up 12.1%, net profit up 1.1% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 727 | 752 | 787 | 799 | 815 +12% |
| Net profit | 274 | 279 | 266 | 286 | 277 +1% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
