GODIGIT Go Digit General Insurance Q1 FY27 results (Apr–Jun 2026) and concall
Go Digit General Insurance Limited reported a challenging Q1 FY27 with a 5% YoY decline in PAT (adjusted) and an 8% drop in GWP, driven by a strategic shift to prioritize profitability over growth in a soft market. While Net Earned Premium grew 8% and solvency remained robust at 2.43x, the combined ratio stood at 107.2% and motor OD loss ratios increased, prompting management to take corrective actions. The company emphasized its disciplined underwriting and investment approach, navigating regulatory changes and competitive pressures.
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What they filed
Q1 FY27: revenue up 8.5%, net profit down 37.7% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2,234 | 2,436 | 2,594 | 2,236 | 2,488 +11% | 2,570 +6% | 2,711 +5% | 2,427 +9% |
| EBITDA | 89 | 118 | -209 | 159 | 135 +52% | 162 +37% | -297 −42% | 114 −28% |
| Net profit | 89 | 119 | 116 | 138 | 117 +31% | 140 +18% | 149 +28% | 86 −38% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
