HDFCBANK HDFC Bank Q2 FY26 results (Jul–Sep 2025) and concall
HDFC Bank reported its Q2 FY26 earnings, highlighting accelerated loan growth and market share gains in deposits. While NIM compressed by 8 basis points due to front-loaded interest rate cuts, management expects tailwinds from deposit repricing in the coming quarters. The bank continued to invest in technology and distribution, aiming for operating leverage. Asset quality remained healthy, with a one-off NPA upgrade contributing to an overall improvement, though significant contingent and general provisions were also added.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|
| Revenue | 85,040 | 86,779 | 87,372 | 86,994 |
| Net profit | 18,340 | 19,285 | 17,090 | 20,364 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
