Q4 FY26Published 18 Apr 2026Call held 18 Apr 2026
HDFCBANK Q4 FY26 Earnings Call Transcript & Analysis
GNPA1.15%
GNPA 1.15%. FY26 Credit Growth accelerated to 12% from 5.5% in FY25.
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Every earnings call for HDFCBANK — management tone, guidance, KPIs and promise tracking, quarter by quarter.
HDFCBANK · 7 transcripts · Financial Services · latest Q4 FY26Q3 FY26Published 23 Jan 2026Call held 17 Jan 2026
HDFCBANK Q3 FY26 Earnings Call Transcript & Analysis
HDFC Bank is executing a clear and confident strategy to normalize its Loan-to-Deposit Ratio, backed by robust, broad-based credit growth and improving funding costs, positioning it to outperform system growth in FY27.
Read full transcript & analysisQ3 FY26Published 17 Jan 2026Call held 17 Jan 2026
HDFCBANK Q3 FY26 Earnings Call Transcript & Analysis
Credit growth buildup described as 'extremely encouraging' with a balanced approach.
Read full transcript & analysisQ2 FY26Published 18 Oct 2025Call held 18 Oct 2025
HDFCBANK Q2 FY26 Earnings Call Transcript & Analysis
Net Interest Margin (NIM) compressed by about 8 basis points in the quarter.
Read full transcript & analysisQ1 FY26Published 19 Jul 2025Call held 19 Jul 2025
HDFCBANK Q1 FY26 Earnings Call Transcript & Analysis
Average deposits grew 16% year-on-year (last year).
Read full transcript & analysisQ4 FY25Published 19 Apr 2025Call held 19 Apr 2025
HDFCBANK Q4 FY25 Earnings Call Transcript & Analysis
Credit Deposit (CD) ratio reduced from ~110% at merger to ~96% as of March 2025.
Read full transcript & analysisQ3 FY25Published 22 Jan 2025Call held 22 Jan 2025
HDFCBANK Q3 FY25 Earnings Call Transcript & Analysis
Average deposits grew by 15% year-on-year.
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