HDFCBANK HDFC Bank Q4 FY25 results (Jan–Mar 2025) and concall
HDFC Bank reported a stable performance for Q4 FY25, successfully reducing its Credit Deposit ratio to 96% and maintaining Net Interest Margins between 3.4% and 3.5%. The bank saw robust deposit growth of 15.8% over the year, while managing its cost of funds effectively. Management expressed confidence in continued growth and efficiency gains from recent technological and organizational changes, despite a cautious macroeconomic outlook.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 |
|---|---|---|
| Revenue | 85,040 | 86,779 |
| Net profit | 18,340 | 19,285 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.





