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HOHOMEFIRST

Home First Finance Company India Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 23 Jan 2026

Home First Finance delivered a strong Q3 FY26 with robust AUM and disbursement growth, coupled with improved asset quality in early buckets and expanded NIM. Despite a slight increase in Gross Stage 3 and one-time provisioning, profitability remained strong. The company is confident in its growth trajectory, supported by digital adoption and strategic branch expansion, with a focus on stabilizing operations in previously challenged states like Tamil Nadu.

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What they filed

Q3 FY26: revenue up 18.7%, net profit up 44.3% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue373 406 415 454 477 +28%482 +19%
Net profit92 97 105 119 132 +43%140 +44%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.