ICICI Bank Q1 FY27 results (Apr–Jun 2026) and concall

Financial Services · Concall AI · Call held 18 Jul 2026

Company page: ICICI Bank share price, financials & guidance record

ICICI Bank reported a strong Q1 FY27, with robust growth in profit after tax, NII, and overall loan portfolio. The bank maintained healthy asset quality with a stable net NPA ratio and strong provisioning coverage. While most segments performed well, the general insurance subsidiary saw a significant profit decline due to a one-off reserve increase. Management expressed confidence in continued growth momentum and stable margins, with ongoing efforts in agri NPA remediation.

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What they filed

Q1 FY27: revenue up 6.4%, net profit up 12.6% against the same quarter last year.

₹ Cr · quarterly

Line item	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26	Q1 FY27
Revenue	47,037	48,387	49,080	48,181	48,364 +3%	49,594 +2%	52,241 +6%
Expenses	33,510	37,588	31,991	35,065	37,154	41,823	35,318
Other income	27,589	31,361	25,496	27,966	28,418	35,020	27,448
Interest	22,633	23,047	23,090	22,017	21,874	22,047	23,064
Depreciation	0	0	0	0	0	0	0
Profit before tax	18,483	19,113	19,494	19,065	17,754 −4%	20,744 +9%	21,307 +9%
Tax rate	25%	25%	26%	25%	24%	25%	24%
Net profit	13,847	14,354	14,456	14,318	13,481 −3%	15,681 +9%	16,276 +13%
EPS	18.25	18.96	19.00	18.70	17.53	20.61	21.52

How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.

What they filed

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