ICICI Bank Q4 FY26 results (Jan–Mar 2026) and concall

Financial Services · Concall AI · Call held 18 Apr 2026

Company page: ICICI Bank share price, financials & guidance record

ICICI Bank delivered strong Q4 FY26 results, showcasing robust growth in net interest income and profit after tax, underpinned by a 15.8% year-on-year expansion in its loan portfolio and significant improvement in asset quality with a net NPA ratio of 0.33%. While the bank faced a treasury loss due to market dynamics and regulatory changes, and its credit card portfolio contracted, management expressed confidence in its strong balance sheet, prudent provisioning, and risk-calibrated growth strategy amidst global uncertainties.

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What they filed

Q4 FY26: revenue up 2.5%, net profit up 9.2% against the same quarter last year.

₹ Cr · quarterly

Line item	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26
Revenue	47,037	48,387	49,080	48,181	48,364 +3%	49,594 +2%
Expenses	33,510	37,588	31,991	35,065	37,154	41,823
Other income	27,589	31,361	25,496	27,966	28,418	35,020
Interest	22,633	23,047	23,090	22,017	21,874	22,047
Depreciation	0	0	0	0	0	0
Profit before tax	18,483	19,113	19,494	19,065	17,754 −4%	20,744 +9%
Tax rate	25%	25%	26%	25%	24%	25%
Net profit	13,847	14,354	14,456	14,318	13,481 −3%	15,681 +9%
EPS	18.25	18.96	19.00	18.70	17.53	20.61

How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.

What they filed

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