ICICI Lombard General Insurance Company Q4 FY25 results (Jan–Mar 2025) and concall

ICICI Lombard delivered a strong Q4 and FY25, with GDPI growth surpassing the industry average and significant improvements in profitability and capital adequacy. The company's combined ratio improved despite broader industry deterioration, driven by disciplined underwriting and operational efficiencies. While facing challenges in the Motor segment due to competitive pressures and muted sales, the company's Health segment showed robust growth, and digital initiatives continued to expand customer engagement. Management remains focused on profitable growth and achieving long-term ROE targets.