Indian Bank Q1 FY27 results (Apr–Jun 2026) and concall

Financial Services · Concall AI · Call held 10 Jul 2026

Company page: Indian Bank share price, financials & guidance record

Indian Bank delivered a strong Q1 FY27 performance with net profit growing 10.09% YoY to Rs.3,273 crore and operating profit up 16.51% YoY to Rs.5,557 crore. The bank achieved balanced growth with advances up 13.89% and deposits up 13.40%, while NIM expanded by 6 basis points. Asset quality improved significantly with Gross NPA declining 115 bps YoY to 1.86% and the cost-to-income ratio improving to 44.80%.

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What they filed

Q1 FY27: revenue up 11.1%, net profit up 47.4% against the same quarter last year.

₹ Cr · quarterly

Line item	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26	Q1 FY27
Revenue	15,770	15,860	16,285	16,628	17,102 +8%	17,488 +10%	18,095 +11%
Expenses	5,102	5,097	4,880	5,108	5,492	5,811	5,946
Other income	2,397	2,935	1,854	2,643	2,793	2,773	2,902
Interest	9,345	9,467	9,924	10,040	10,203	10,372	10,657
Depreciation	0	0	0	0	0	0	0
Profit before tax	3,721	4,230	3,335	4,123	4,199 +13%	4,078 −4%	4,394 +32%
Tax rate	23%	30%	33%	26%	27%	24%	25%
Net profit	2,910	2,982	2,277	3,109	3,148 +8%	3,174 +6%	3,357 +47%
EPS	21.60	22.14	16.90	23.07	23.36	23.56	24.92

How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.

What they filed

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