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Indian Bank share price & results

Indian Bank· Financial Services

Results to
Sept 2026
Latest analysed call
Q2 FY27
Ownership as of
Sept 2026

Chennai-based public-sector bank (est. 1907) with ~5,900 branches across retail, agri, MSME & corporate

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue19,149 ₹ crore+15.2% YoYQuarterly, as filedQuarter to Sept 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Sept 2026Not in the filed figures for the quarter to sept 2026. No older figure is substituted.
Net profit3,541 ₹ crore+13.9% YoYQuarterly, as filedQuarter to Sept 2026Profit after tax as filed.
Return on equity15.22 %−1.6 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)11.30 %−2.7 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Sept 2026

Guidance

What management said, and what became of it

8 of 9 judged targets kept · 21 open · verdicts reflect calls analysed to Q2 FY27.

Indian Bank management guidance track record on Inve: 30 targets tracked across analysed earnings calls (8 achieved, 1 missed, 21 open).

TargetOriginal wordingSaidLatest callVerdict
Advances Growth10% to 12% for FY26
Call transcript, Q1 FY26 · 24 Jul 2025		Q1 FY26Q2 FY27:The promise for the completed FY26 cycle remains achieved.
Call transcript, Q2 FY27 · 15 Oct 2026		Achieved
Capital Adequacy Ratio (CAR)cross 18% by March 2026
Call transcript, Q3 FY26 · 22 Jan 2026		Q3 FY26Q2 FY27:Management reported CAR at 16.21% (noting Rs. 5,000 crore of AT1/Tier 2 bonds were retired last year and regulatory adjustments excluded specific ECL provisions from Tier 2 capital) and guided for 17-17.5% by March 2027, confirming the >18% by March 2026 target was missed.
Call transcript, Q2 FY27 · 15 Oct 2026		Missed
NIM3.40% to 3.50% for FY25
Call transcript, Q3 FY25 · 29 Jan 2025		Q3 FY25Q2 FY27:The promise for the completed FY25 cycle remains revised_down.
Call transcript, Q2 FY27 · 15 Oct 2026		Revised Down

Source: Inve Guidance Tracker for Indian Bank · to Q2 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

1 of Indian Bank's 30 targets was missed. See which ones, and which are quietly gone. The 3 above are the free sample; 27 more targets are in the full ledger.

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Price

₹840 +1.20% · +₹10

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance +2.4% 1Y

₹0.8k₹0.8k₹0.9k₹0.9k₹1.0kOct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q3 FY26 — 22 Jan 2026Q4 FY26 — 29 Apr 2026Q1 FY27 — 10 Jul 2026Q2 FY27 — 15 Oct 2026

1Y: ₹820.05 on 24 Oct 2025 → ₹840. High ₹991.55 (26 Feb 2026), low ₹772.4 (8 Jul 2026).

Previous close
₹830
Market cap
₹1.2L Cr
52-week range
₹772.4 – ₹991.55
One year
+1.71%
Price to earnings (TTM to Sept 2026)
8.72×
Return on equity (TTM to Sept 2026)
15.22%

Overview

Symbol
NSE:INDIANB
Exchange
NSE
Currency
INR

What Indian Bank does

Based on the company's own presentations, annual report and earnings calls.

Indian Bank is a government-majority public-sector bank incorporated on 5 March 1907 and headquartered in Chennai. It takes deposits and lends across retail, agriculture, MSME and corporate segments through a nationwide branch network, earning mainly from the spread between interest on advances and investments and interest paid on deposits, supplemented by fee, forex and PSLC-commission income. It also runs a domestic treasury/investment book and overseas branches, and serves customers digitally via its IndSMART mobile app and a Business Correspondent network. It became one of India's larger public-sector banks after the 2019 amalgamation of Allahabad Bank.

Segments

  • Retail
  • Agriculture
  • MSME
  • Corporate
  • Treasury / Investments
Domestic brick-and-mortar branches
5,901 (as of Mar 2025)
ATMs
3,078
Cash recyclers (BNAs)
2,190
Passbook kiosks
3,102
Employees
40,071 (Mar 2025)
IndSMART mobile app users
1.94 crore+
Founded 1907Headquarters Chennai, Tamil Nadu, IndiaEmployees 40,071 (March 2025) Company website

How the price took the results

close before → close after

Q2 FY27
−1.7%
15 Oct
Q1 FY27
+9.8%
10 Jul
Q4 FY26
−2.3%
29 Apr
Q3 FY26
+5.4%
22 Jan

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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