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ININDIANB

Indian Bank Q3 FY25 results (Oct–Dec 2024) and concall

Financial Services · Concall AI · Call held 29 Jan 2025

Indian Bank reported a strong Q3 FY25, with net profit surging 34.57% YoY to ₹2,852 crore and global NIM expanding by 6 bps QoQ to 3.45%. Asset quality showed significant improvement, with GNPA and NNPA reducing to 3.26% and 0.21% respectively, alongside a declining slippage ratio. The bank maintained its credit growth guidance of 11-13% and continued its robust digital transformation, with digital channel business growing 125%.

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What they filed

₹ Cr · quarterly
Line itemQ3 FY25
Revenue15,770
Net profit2,910
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.