Indian Bank Q2 FY27 results (Jul–Sep 2026) and concall

Financial Services · Concall AI · Call held 15 Oct 2026

Company page: Indian Bank share price, financials & guidance record

Indian Bank delivered a strong Q2 FY27 performance, with net profit rising 14.71% to Rs.3,462 crore, significantly aided by NSE listing gains. The bank achieved robust credit growth of 16.39% and deposit growth of 12.50%, while maintaining improving asset quality with GNPA at 1.61% and NNPA at 0.14%. Despite a sequential increase in cost of deposits, NIM expanded year-on-year, and management anticipates further expansion next quarter, supported by strong capital adequacy.

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What they filed

Q2 FY27: revenue up 15.2%, net profit up 13.9% against the same quarter last year.

₹ Cr · quarterly

Line item	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26	Q1 FY27	Q2 FY27
Revenue	15,770	15,860	16,285	16,628	17,102 +8%	17,488 +10%	18,095 +11%	19,149 +15%
Expenses	5,102	5,097	4,880	5,108	5,492	5,811	5,946	7,099
Other income	2,397	2,935	1,854	2,643	2,793	2,773	2,902	4,187
Interest	9,345	9,467	9,924	10,040	10,203	10,372	10,657	11,389
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	3,721	4,230	3,335	4,123	4,199 +13%	4,078 −4%	4,394 +32%	4,848 +18%
Tax rate	23%	30%	33%	26%	27%	24%	25%	29%
Net profit	2,910	2,982	2,277	3,109	3,148 +8%	3,174 +6%	3,357 +47%	3,541 +14%
EPS	21.60	22.14	16.90	23.07	23.36	23.56	24.92	26.29

How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.

What they filed

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