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Indian Bank Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 22 Jan 2026

Indian Bank delivered a strong Q3 FY26, showcasing robust growth in total business, deposits, and advances, coupled with significant improvements in asset quality. Profitability metrics like net profit and operating profit saw healthy increases, and the bank's digital transformation initiatives continued to gain momentum. While facing some NIM pressure and an increase in SMA 2 (explained by PSU accounts), management expressed confidence in surpassing key guidance metrics and maintaining strong capital adequacy.

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What they filed

Q3 FY26: revenue up 8.4%, net profit up 8.2% against the same quarter last year.

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue15,770 15,860 16,285 16,628 17,102 +8%
Net profit2,910 2,982 2,277 3,109 3,148 +8%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.