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ININDIANB

Indian Bank Q2 FY26 results (Jul–Sep 2025) and concall

Financial Services · Concall AI · Call held 16 Oct 2025

Indian Bank delivered a strong Q2 FY26 performance, marked by robust business growth of 12.34% YoY and significant improvement in asset quality, with Gross NPA falling to 2.60%. Profitability metrics like RoA (1.32%) and RoE (19.58%) remained healthy, and the bank successfully maintained its overall NIM at 3.23%. Strategic digital initiatives are accelerating, and management revised its Gross NPA guidance to less than 2%, signaling confidence in future asset quality.

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What they filed

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue15,770 15,860 16,285 16,628
Net profit2,910 2,982 2,277 3,109
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.