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HDFC Life Insurance Company share price & results

HDFC Life Insurance Company Limited· Financial Services

Results to
Sept 2026
Latest analysed call
Q2 FY27
Ownership as of
Sept 2026

Top-3 private life insurer in India, offering protection, savings, annuity and pension products.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue24,302 ₹ crore+18.3% YoYQuarterly, as filedQuarter to Sept 2026Revenue from operations as filed.
Operating margin1.5 %−0.2 pts YoYOperating profit / revenueQuarter to Sept 2026For the quarter; a change is in percentage points.
Net profit508 ₹ crore+13.6% YoYQuarterly, as filedQuarter to Sept 2026Profit after tax as filed.
Return on equity10.52 %−0.5 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow margin22.47 %+6.7 ptsFY Mar 2026 vs FY Mar 2025Fiscal yearFY ending Mar 2026(Operating cash flow − fixed-asset purchases + disposals) ÷ revenue.
Revenue growth (YoY)17.37 %+7.1 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Sept 2026

Guidance

What management said, and what became of it

5 of 7 judged targets kept · 9 open · verdicts reflect calls analysed to Q2 FY27.

HDFC Life Insurance Company Limited management guidance track record on Inve: 16 targets tracked across analysed earnings calls (5 achieved, 2 missed, 9 open).

TargetOriginal wordingSaidLatest callVerdict
APE Growth FY2518%-20% APE growth
Call transcript, Q3 FY25 · 15 Jan 2025		Q3 FY25Q2 FY27:Historical promise, no further update required.
Call transcript, Q2 FY27 · 15 Oct 2026		Achieved
VNB Growth FY25deliver a VNB growth of upwards of 15%
Call transcript, Q3 FY25 · 15 Jan 2025		Q3 FY25Q2 FY27:Historical promise, no further update required.
Call transcript, Q2 FY27 · 15 Oct 2026		Missed
Key Metrics / VNB DoublingDouble every 4-4.5 years (implying ~16-17% CAGR)
Call transcript, Q4 FY25 · 17 Apr 2025		Q4 FY25Q2 FY27:Promise superseded by vnb-cagr-3yr-fy29. No further update required.
Call transcript, Q2 FY27 · 15 Oct 2026		Revised Down

Source: Inve Guidance Tracker for HDFC Life Insurance Company Limited · to Q2 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

2 of HDFC Life Insurance Company Limited's 16 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 13 more targets are in the full ledger.

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Price

₹513.6 −1.04% · −₹5.4

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −30.1% 1Y

₹500₹600₹700₹800Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q3 FY26 — 14 Jan 2026Q4 FY26 — 23 Apr 2026Q1 FY27 — 15 Jul 2026Q2 FY27 — 15 Oct 2026

1Y: ₹734.95 on 24 Oct 2025 → ₹513.6. High ₹787.55 (26 Nov 2025), low ₹513.6 (27 Oct 2026).

Previous close
₹519
Market cap
₹1.1L Cr
52-week range
₹513.6 – ₹787.55
One year
−30.34%
Price to earnings (TTM to Sept 2026)
55.82×
Return on equity (TTM to Sept 2026)
10.52%

Overview

Symbol
NSE:HDFCLIFE
Exchange
NSE
Currency
INR

What HDFC Life Insurance Company Limited does

Based on the company's own presentations, annual report and earnings calls.

HDFC Life Insurance is one of India's leading private life insurers, offering individual and group solutions across protection, pension, savings, investment, annuity and health needs. It earns from new-business and renewal premiums underwritten across a diversified distribution mix of bancassurance, agency, non-bank alliances and direct channels, and manages the resulting policyholder and shareholder funds. Majority-owned by HDFC Bank, it operates alongside wholly owned subsidiaries in pension fund management and international reinsurance.

Segments

  • Unit-Linked (UL)
  • Participating (Par)
  • Non-Par Savings
  • Protection (Term)
  • Annuity
Market position
Among top-3 private life insurers in India (No.2 by private-sector individual WRP)
Lives insured (FY26)
Over 46 million
Distribution partnerships
Over 500 (banks, NBFCs, MFIs, SFBs, brokers, ecosystem partners)
Offices / branches
652 in India plus 1 international office (Dubai)
Products in portfolio
Over 60 individual and group products incl. optional riders
Geographic reach
28 states and all union territories in India
Founded 2000Headquarters Mumbai, Maharashtra, IndiaEmployees 39,068 (2025-03-31) Company website

How the price took the results

close before → close after

Q2 FY27
+1.2%
15 Oct
Q1 FY27
+2.4%
15 Jul
Q4 FY26
−0.9%
23 Apr
Q3 FY26
−1.4%
15 Jan

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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