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    I O C L

    IOCMixed
    Oil, Gas & Consumable Fuels·2 May 2025
    Management Summary

    IOC delivered a strong Q4 FY25 with PAT of Rs. 7,265 crores helped by inventory gains and improved refining margins, though full-year PAT declined 67% to Rs. 12,962 crores due to sharply lower GRMs and LPG under-recoveries. The company achieved historic milestones in sales and pipeline throughput. Three major refinery expansions totaling 18 MMTPA are on track for commissioning in FY26-27, which will take total capacity beyond 100 MMTPA including CPCL. PetChem margins remain constrained but management expects cycle to turn in 2-3 years.

    Highlights

    8
    • Q4 PAT of Rs. 7,265 crores, up sharply from Q3's Rs. 2,874 crores; full-year PAT Rs. 12,962 crores vs Rs. 39,619 crores in FY24

    • Revenue from operations Rs. 217,725 crores vs Rs. 216,649 crores QoQ; FY25 revenue Rs. 845,513 crores vs Rs. 866,345 crores in FY24

    • Highest-ever annual sales volumes of 100.29 MMT crossing the 100 MMT milestone; highest-ever pipeline throughput of 100.5 MMT

    • Q4 reported GRM of $7.85/bbl vs $2.95/bbl in Q3; normalized GRM $5.39/bbl vs $6.60/bbl in Q3; FY25 normalized GRM $4.53/bbl vs $11.44/bbl in FY24

    • FY25 CAPEX of Rs. 37,557 crores; FY26 budgeted at Rs. 33,494 crores

    • Borrowings at Rs. 1,34,466 crores, up Rs. 18,000 crores YoY; D/E ratio 0.75

    • Refinery expansions (Panipat, Gujarat, Barauni) adding 18 MMTPA, all above 80% physical progress

    • LPG under-recovery of Rs. 170 per cylinder; government engagement ongoing for compensation

    Concerns

    2
    • Sharp decline in refining margins from FY24 peak levels

    • LPG under-recovery of Rs. 170 per cylinder with no compensation commitment

    What Changed3

    vs Q2 FY26

    Tone shiftConfident and growth-focused → MixedGuidance items3 → 6 (+3)Risks discussed3 → 4 (+1)
    Key financials

    Metrics

    12

    Periods

    2

    Headline

    8
    • Revenue from Operations
      ₹2.18L Cr
      YoY-1%QoQ+0.5%
    • Profit After Tax
      ₹7,265 Cr
      YoY+50.2%QoQ+1.5%
    • Reported GRM
      7.85 $/bbl
      QoQ+1.7%
    • Normalized GRM
      5.39 $/bbl
      QoQ-18.3%
    • Refinery Throughput
      18.5 MMT
      YoY+1.1%QoQ+2.2%

    FY25

    4
    • Revenue
      ₹8.46L Cr
      YoY-2.4%
    • PAT
      ₹12,962 Cr
      YoY-67.3%
    • Normalized GRM
      4.53 $/bbl
      YoY-60.4%
    • Total Sales
      100.29 MMT
      YoY+2.9%

    Segment breakdown

    Refineries
    18.5 MMT Throughput107.1% Capacity Utilization79.7% Distillate Yield7.85 $/bbl Reported GRM
    Pipelines
    25.8 MMT Q4 Throughput73% Capacity Utilization100.5 MMT FY25 Throughput (record)
    Marketing
    23.19 MMT Q4 Petroleum Sales89.8 MMT FY25 Petroleum Sales40,221 nos Total Retail Outlets
    Petrochemicals
    0.83 MMT Q4 Sales3.236 MMT FY25 Sales₹1,000 Cr FY25 EBITDA
    CGD
    115 TMT FY25 Sales6 out of 26 EBITDA Positive GAs
    List

    Guidance & targets

    6
    CategoryTargetPriority
    CAPEX
    FY26 CAPEX
    Rs. 33,494 crores
    High
    Capacity Expansion
    Refinery Capacity Addition
    18 MMTPA (Panipat 10 + Gujarat 4.3 + Barauni 3)
    High
    Petrochemicals
    PetChem Intensity
    15% by 2030
    Medium
    Retail
    New Retail Outlets FY26
    3,000-4,000 additions
    High
    Russian Crude
    Russian Crude Share FY26
    24-25%
    Medium
    Energy Transition
    National Energy Basket Share
    12.5% by 2050
    Low

    Risks & concerns

    7
    RiskSeverity

    Sharp decline in refining margins from FY24 peak levels

    FY25 normalized GRM fell to $4.53/bbl from $11.44/bbl in FY24; crack spreads for MS and HSD significantly lower YoYBoth acknowledged

    high

    LPG under-recovery of Rs. 170 per cylinder with no compensation commitment

    Full year LPG under-recoveries estimated at Rs. 19,000-20,000 crores for the 3 OMCs; management engaged with government but no timeline for compensationBoth acknowledged

    high

    Rising debt levels due to aggressive CAPEX

    Borrowings up Rs. 18,000 crores YoY to Rs. 1,34,466 crores with D/E at 0.75; Rs. 33,000+ crore annual CAPEX continuesAnalyst downplayed

    medium

    Petrochemical margins remain compressed with no near-term recovery

    PetChem EBIT negative at -Rs. 200 crores for FY25; EBITDA of only Rs. 1,000 crores. PTA and glycol spreads particularly weak. Cycle recovery expected in 2-3 yearsBoth acknowledged

    medium

    Areas of Evasion(3)

    • Inventory gain exact figures
    • Minimum marketing margin levels
    • Debt-to-EBITDA projections

    Q&A highlights

    3

    “The time and the quantum is not known, but it all depends upon many factors, geopolitical factors, other things which keep on affecting the oil marketing companies”

    LPG under-recovery at Rs. 170 per cylinder with no clarity on compensation timing; a major earnings drag that reduced FY25 PAT significantly

    asked by Sumeet Rohra

    2 min read5 chapters

    Detailed Narrative

    01

    Record Operational Volumes Amid Margin Compression

    IOC achieved historic milestones with total sales crossing 100 MMT (100.29 MMT, up 2.9% YoY) and pipeline throughput reaching 100.5 MMT for the first time. Refinery throughput in Q4 was 18.5 MMT at 107.1% utilization with distillate yield of 79.7%. However, this volume growth was insufficient to offset the sharp decline in refining margins from FY24's $11.44/bbl normalized GRM to $4.53/bbl in FY25.

    02

    Refining Margins and Russian Crude Dynamics

    Q4 reported GRM was $7.85/bbl, significantly better than Q3's $2.95/bbl, benefiting from inventory gains. Normalized GRM at $5.39/bbl was slightly lower QoQ. Russian crude comprised 22% of FY25 intake but fell to 14% in Q4; management expects 24-25% in FY26 with increased availability. US crude imports rose from 4% to 9% in FY25, acquired purely on economic optimization basis.

    03

    Massive Capacity Expansion Nearing Completion

    Three refinery expansions adding 18 MMTPA are in advanced stages: Panipat (15 to 25 MMTPA), Gujarat (13.7 to 18 MMTPA), and Barauni (6 to 9 MMTPA). Panipat and Gujarat target Q4 FY26 commissioning while Barauni targets Q1-Q2 FY27. All have crossed 80% physical progress. Post-expansion, IOC's total capacity including CPCL will exceed 100 MMTPA. PX-PTA Paradip (Rs. 14,000 crores) expected by April 2026.

    04

    Petrochemicals Under Pressure But Strategic Commitment Continues

    PetChem reported EBIT loss of Rs. 200 crores for FY25 though EBITDA was positive at Rs. 1,000 crores. PTA and glycol spreads were particularly weak while polymer spreads held up. Management remains committed to increasing PetChem intensity from 6% to 15% by 2030. Oxo-alcohol project at Gujarat commissioned in May 2025. PX-PTA at Paradip and PBR at Panipat are upcoming major additions.

    05

    LPG Under-Recovery and Financial Sustainability Concerns

    LPG under-recovery stood at Rs. 170 per cylinder with no clarity on government compensation timing or quantum. Full-year FY25 under-recoveries across 3 OMCs estimated at Rs. 19,000-20,000 crores. Management actively engaging with government but no commitments received. Borrowings rose Rs. 18,000 crores YoY to Rs. 1,34,466 crores (D/E 0.75), though crude price decline could release Rs. 10,000 crores in working capital per $10/bbl drop.

    This is an AI-generated summary of a publicly available earnings call transcript. It is for informational purposes only and does not constitute investment advice, a recommendation, or an endorsement. inve.money is not a SEBI-registered investment advisor. Please consult a qualified financial advisor before making any investment decisions.