JMFINANCIL JM Financial Q3 FY25 results (Oct–Dec 2024) and concall
JM Financial reported a steady Q3 FY25 with revenue of INR 1,121 crores and PAT of INR 209 crores. The company continued its strategic pivot in wholesale credit, significantly reducing its on-balance sheet loan book by 45% and proactively increasing real estate loan book PCR to 93%. Strong growth was observed in wealth management (AUM up 17% YoY) and affordable home loans (AUM up 33% YoY), while the investment banking pipeline remains robust. Management expressed confidence in asset resolution and future growth across its diversified businesses.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 |
|---|---|---|
| Revenue | 226 | 195 |
| EBITDA | 87 | 99 |
| Net profit | 299 | 70 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.





