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JMJMFINANCIL

JM Financial Q3 FY25 results (Oct–Dec 2024) and concall

Financial Services · Concall AI · Call held 29 Jan 2025

JM Financial reported a steady Q3 FY25 with revenue of INR 1,121 crores and PAT of INR 209 crores. The company continued its strategic pivot in wholesale credit, significantly reducing its on-balance sheet loan book by 45% and proactively increasing real estate loan book PCR to 93%. Strong growth was observed in wealth management (AUM up 17% YoY) and affordable home loans (AUM up 33% YoY), while the investment banking pipeline remains robust. Management expressed confidence in asset resolution and future growth across its diversified businesses.

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What they filed

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25
Revenue226 195
EBITDA87 99
Net profit299 70
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.