JSFB Jana Small Finance Bank Q2 FY26 results (Jul–Sep 2025) and concall
Jana Small Finance Bank reported strong deposit growth and a reduction in the cost of funds for Q2 FY26. While secured assets demonstrated robust growth, the unsecured portfolio experienced stabilization with slight QoQ growth, impacting NIM. The bank bolstered its capital with a Tier 2 raise and made significant accelerated provisions to manage asset quality, anticipating a reduction in slippages and credit costs in the coming quarters.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|
| Revenue | 1,177 | 1,184 | 1,241 | 1,294 |
| Net profit | 111 | 123 | 102 | 75 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
