JSFB Jana Small Finance Bank Q3 FY25 results (Oct–Dec 2024) and concall
Jana Small Finance Bank reported a strong Q3 FY25, marked by significant improvements in profitability and asset quality, with both PBT and PAT increasing. The bank successfully reduced its Net NPA to 0.91% and continued its strategic shift towards a secured loan book, which now accounts for 68% of its portfolio. Despite a decline in the unsecured book, management expressed confidence in stabilizing it and highlighted proactive provisioning efforts to meet universal bank application criteria, while also adjusting CASA pricing to optimize cost of funds.
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What they filed
| Line item | Q3 FY25 |
|---|---|
| Revenue | 1,177 |
| Net profit | 111 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
