JSFB Jana Small Finance Bank Q1 FY26 results (Apr–Jun 2025) and concall
Jana Small Finance Bank reported a challenging Q1 FY26, primarily due to continued MFI stress, which led to a 2.5% drop in the unsecured book and necessitated higher accelerated provisions of ₹150 crores, resulting in a PAT of ₹102 crores. Despite this, the secured asset portfolio performed strongly, growing 3% in Q1 and targeting 35-40% for the year, with a strategic shift towards 80% secured business. The bank is focused on improving asset quality, with expectations of NPA reduction in Q2 and a significant drop in Q3, alongside efforts to boost CASA growth and optimize cost of funds.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 |
|---|---|---|---|
| Revenue | 1,177 | 1,184 | 1,241 |
| Net profit | 111 | 123 | 102 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
