JSFB Jana Small Finance Bank Q4 FY26 results (Jan–Mar 2026) and concall
Jana Small Finance Bank reported a strong Q4 FY26, successfully meeting its guidance for PAT, credit cost, and SMA. The bank demonstrated robust asset and deposit growth of 23% YoY each, driven by secured assets and highest-ever disbursements. Asset quality improved significantly with net credit cost at 0.47% and SMA at 3.66%. While Q4 saw a dip in CASA due to specific withdrawals, the bank expects strong CASA growth in the coming year and aims for improved operating leverage.
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What they filed
Q4 FY26: revenue up 22.0%, net profit up 13.8% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 1,177 | 1,184 | 1,241 | 1,294 | 1,374 +17% | 1,445 +22% |
| Net profit | 111 | 123 | 102 | 75 | 10 −91% | 140 +14% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
