JSFB Jana Small Finance Bank Q1 FY27 results (Apr–Jun 2026) and concall
Jana Small Finance Bank reported a strong Q1 FY27 with a profit after tax of INR155 crore, driven by an improved Net Interest Margin (NIM) of 7.5% and a 50 basis points year-on-year reduction in the cost of funds. Asset quality showed significant improvement with slippages reducing by almost 20% quarter-on-quarter and net NPA at 0.85%. The bank also saw robust retail deposit growth of 30.7% year-on-year and CASA growth of 7.1% quarter-on-quarter, contributing to a healthy ROA of 1.4% and ROE of 13.6%.
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What they filed
Q1 FY27: revenue up 22.1%, net profit up 52.0% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|
| Revenue | 1,177 | 1,184 | 1,241 | 1,294 | 1,374 +17% | 1,445 +22% | 1,515 +22% |
| Net profit | 111 | 123 | 102 | 75 | 10 −91% | 140 +14% | 155 +52% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
