Kotak Mahindra Bank Q1 FY27 results (Apr–Jun 2026) and concall

Financial Services · Concall AI · Call held 18 Jul 2026

Company page: Kotak Mahindra Bank share price, financials & guidance record

Kotak Mahindra Bank delivered a strong Q1 FY27 with group PAT up 23% and standalone PAT up 26% Y-o-Y, driven by robust customer asset growth and stable NIMs. Efficiency improvements led to a reduction in cost to total assets, while asset quality saw a slight uptick in net NPAs and slippages. The strategic acquisition of Deutsche Bank's retail businesses is poised to enhance the bank's franchise and ROE.

You’re reading a preview. Opening the full call uses 1 concall credit.

What they filed

Q1 FY27: revenue up 4.6%, net profit up 25.6% against the same quarter last year.

₹ Cr · quarterly

Line item	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26	Q1 FY27
Revenue	13,428	13,530	13,837	13,649	13,903 +4%	14,175 +5%	14,477 +5%
Expenses	5,432	5,903	5,983	5,579	5,832	5,653	5,803
Other income	2,623	3,182	3,080	2,589	2,838	3,116	3,338
Interest	6,231	6,246	6,577	6,339	6,339	6,299	6,549
Depreciation	0	0	0	0	0	0	0
Profit before tax	4,387	4,563	4,356	4,321	4,570 +4%	5,339 +17%	5,463 +25%
Tax rate	25%	22%	25%	25%	25%	25%	25%
Net profit	3,305	3,552	3,282	3,253	3,446 +4%	4,027 +13%	4,123 +26%
EPS	3.32	3.57	3.30	3.27	3.47	4.05	4.15

How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.

What they filed

More Financial Services earnings calls