KOTAKBANK Kotak Mahindra Bank Q4 FY26 results (Jan–Mar 2026) and concall
Kotak Mahindra Bank delivered a strong Q4 FY26 with robust standalone PAT growth of 13% and significant improvement in credit costs. The bank maintained healthy advances and deposit growth, supported by a resilient CASA ratio and strong asset quality metrics. While facing macroeconomic headwinds and MTM impacts on capital market businesses, management emphasized a focus on calibrated growth, digital transformation, and continued cost efficiencies, anticipating a gradual NIM reduction in FY27.
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What they filed
Q4 FY26: revenue up 4.8%, net profit up 13.4% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 13,428 | 13,530 | 13,837 | 13,649 | 13,903 +4% | 14,175 +5% |
| Net profit | 3,305 | 3,552 | 3,282 | 3,253 | 3,446 +4% | 4,027 +13% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
