KOTAKBANK Kotak Mahindra Bank Q3 FY26 results (Oct–Dec 2025) and concall
Kotak Mahindra Bank delivered a strong Q3 FY26, marked by robust advances and deposit growth, healthy NIMs, and significant improvement in asset quality with credit costs falling to 63 bps. The bank's diversified business model, including strong subsidiary performance, contributed to a 10% YoY consolidated PAT growth. While global and sector-specific liquidity challenges persist, management expressed confidence in continued responsible growth and further credit cost normalization.
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What they filed
Q3 FY26: revenue up 3.5%, net profit up 4.3% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 13,428 | 13,530 | 13,837 | 13,649 | 13,903 +4% |
| Net profit | 3,305 | 3,552 | 3,282 | 3,253 | 3,446 +4% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
