LAXMIINDIA Laxmi India Finance Q2 FY26 results (Jul–Sep 2025) and concall
Laxmi India Finance Limited reported a strong H1 FY26 with AUM growing 24.75% YoY to INR1,386.49 crores, bolstered by a successful IPO that infused INR151.58 crores and boosted CAR to 31.90%. The company's cost of borrowing declined to 11.10%, supporting margin improvement. Despite a sequential rise in NPAs attributed to floods and a Q2 cash crunch, management is confident in recovery, particularly from the secured book with a healthy LTV of 35%. The company is strategically expanding its branch network and focusing on digital payment modes to enhance efficiency and customer experience.
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What they filed
Q2 FY26: revenue up 28.8%, net profit up 0.0% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|
| Revenue | 59 | 61 | 74 | 70 | 76 +29% |
| Net profit | 9 | 6 | 15 | 10 | 9 +0% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
