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LALAXMIINDIA

Laxmi India Finance Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 23 Feb 2026

Laxmi India Finance Limited reported a strong 9-month performance with AUM reaching ₹1,451 crores and PAT of ₹29 crores. The company is focused on MSME secured lending, expanding its branch network, and leveraging technology to improve efficiency and reduce costs. A one-off NPA hit from a direct assignment transaction impacted current profitability metrics, but management expects full recovery and aims for an ROA of 3.5-3.75% and 30% AUM growth.

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What they filed

Q3 FY26: revenue up 29.5%, net profit up 66.7% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue59 61 74 70 76 +29%79 +30%
Net profit9 6 15 10 9 +0%10 +67%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.