LAXMIINDIA Laxmi India Finance Q4 FY26 results (Jan–Mar 2026) and concall
Laxmi India Finance delivered a strong Q4 and FY26, marked by over 27% AUM growth to INR1,626 crores and a 38% increase in PAT to INR49.7 crores. This performance was bolstered by healthy NII growth, NIM expansion to 11.26% driven by reduced borrowing costs, and a one-off direct assignment transaction. The company maintains robust capital adequacy at over 26% and aims for 30-35% annual AUM growth and 40-45% PAT growth, underpinned by disciplined underwriting and strategic branch expansion.
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What they filed
Q4 FY26: revenue up 25.7%, net profit up 40.0% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|
| Revenue | 59 | 61 | 74 | 70 | 76 +29% | 79 +30% | 93 +26% |
| Net profit | 9 | 6 | 15 | 10 | 9 +0% | 10 +67% | 21 +40% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
