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    Max India Q3 FY26 earnings call

    MAXIND
    Financial Services·10 Feb 2026
    Management Summary

    Max India reported robust revenue growth in Q3 and 9M FY26, driven by strong performance in its Antara Residences and Care at Home segments. While AGEasy showed significant year-on-year growth, a temporary technical glitch affected its quarterly performance. The company continues to invest in its growth engines, with a focus on achieving profitability for key verticals by FY27-FY28, and is actively pursuing a fundraise to support future expansion.

    Highlights

    6
    • Consolidated revenue of ₹49.8 crores in Q3 FY26, reflecting a 27% YoY growth.

    • 9-month FY26 consolidated revenue of ₹141.3 crores, up 19% YoY.

    • Antara Estate 360 is fully sold out with a collection efficiency of 97% (ITD ₹343 crores).

    • Antara Estate 361 launched with 100 bookings secured out of 180 units within 2 months.

    • Care at Home business delivered its highest quarterly revenue ever at ₹5.38 crores in Q3, up 1.1x QoQ.

    • AGEasy 9-month FY26 revenue of ₹54 crores, a 2.3x YoY growth, with gross margins improving to 44% QoQ and 46% exit December for D2C and marketplaces.

    Concerns

    4
    • Consolidated EBITDA remained negative at ₹-29 crores for Q3 and ₹-78 crores for 9M FY26, reflecting ongoing investments.

    • AGEasy experienced a technical glitch on the Flipkart marketplace, impacting Q3 revenue.

    • Occupancy in assisted care services improved but remains low at 27% in Q3 FY26.

    • Noida Phase 1 OC (Occupancy Certificate) remains pending, causing delays in further development.

    What Changed1

    vs Q4 FY26

    Guidance items30 → 11 (-19)
    Key financials

    Metrics

    6

    Periods

    3

    Headline

    3
    • Consolidated Revenue
      ₹49.8 Cr
      YoY+27%
    • Treasury Assets
      ₹105 Cr
    • Net Worth
      ₹426 Cr

    Q3

    1
    • Consolidated EBITDA
      ₹-29 Cr

    9M

    2
    • FY26 Consolidated Revenue
      ₹141.3 Cr
      YoY+19%
    • Consolidated EBITDA
      ₹-78 Cr

    Segment breakdown

    Residences
    ₹6.8 Cr Dehradun Operations Revenue (Q3)₹6.2 Cr Dehradun Operations Revenue (Previous Q)₹9 Cr Management Fee (Estate 360, current FY)₹343 Cr Collections (Estate 360, ITD)97% Collection Efficiency (Estate 360)₹31 Cr Collections (Estate 361, ITD)₹2.1 Cr Development Fee (Estate 361, ITD)
    Assisted Care Services
    485 beds Total Bed Capacity333 beds Operational Beds27% Occupancy (Q3 FY26)25% Occupancy (Q2 FY26)₹5 Cr Revenue (Q3)₹4 Cr Revenue (Q2)
    Care at Home
    ₹5.38 Cr Revenue (Q3)0.3x Revenue Growth (9M FY26)
    AGEasy
    ₹18.8 Cr Revenue (Q3)₹54 Cr Revenue (9M FY26)44% Gross Margins (QoQ)46% Gross Margins (Exit Dec, D2C & Marketplaces)2x RoAS (Dec '25 exit)
    List

    Capital allocation

    1
    high confidence
    CategoryHeadline
    Liquidity

    Cash ₹105 crores

    Treasury assets at Max India stood at INR 105 crores as of December 31, 2025.

    Guidance & targets

    11
    CategoryTargetPriority
    Profitability
    Breakeven for Residents Vertical (EBITDA)
    Breakeven
    High
    Profitability
    Breakeven for AGEasy (EBITDA)
    Breakeven
    High
    Profitability
    Consolidated Profitability
    Profitable
    High
    Profitability
    EBITDA Margins for AGEasy
    15-20%
    Medium
    Profitability
    Care Home Contribution Breakeven
    Breakeven
    High
    Capital Efficiency
    ROCE for AGEasy
    upwards of 30%
    Medium
    Funding
    Fundraise
    ₹200-250 crores
    High
    Capital Allocation
    Additional Funding for AGEasy
    ₹40-50 crores
    Medium
    Occupancy
    Care Home Occupancy Target
    50%
    High
    Regulatory Approval
    Noida Phase 1 OC Approval
    Approval
    Medium
    Residential Development
    Residential Units Commitment
    1.5 Mn sq ft
    High

    What to watch in Q4 FY26

    5

    Noida Phase 1 OC Approval

    next couple of months
    CurrentPending
    TargetApproved

    Why it matters

    Approval of OC for Noida Phase 1 is crucial for launching Phase 2 and realizing revenue from the project.

    So we're hoping in the next couple of months, we'll get the OC clarified, and then we'll start pushing hard for the Phase 2 approval.

    Risks & concerns

    4
    RiskSeverity

    Technical glitch on Flipkart for AGEasy

    A technical issue in Flipkart's warehousing affected inwarding of healthcare products for AGEasy, impacting Q3 revenue. The issue is largely solved.Management acknowledged

    medium

    Pending OC for Noida Sector 150 project

    The Occupancy Certificate for Noida Sector 150 is still pending, though the company is hopeful for closure within 2 weeks following a Supreme Court direction.Management acknowledged

    medium

    Geopolitical situation impacting markets

    The company acknowledges the impact of global geopolitical situations but remains focused on building business with strong operating fundamentals.Management acknowledged

    low

    Pace of achieving long-term vision for residencies and beds

    An investor expressed dissatisfaction with the pace of achieving the stated vision of 8-10 residencies and 2200+ beds, with management citing COVID and regulatory setbacks.Analyst acknowledged

    medium

    Q&A highlights

    8

    “So 360 is completely as per plan, Harsh. So this time in Jan, Feb, March, we have raised 2 big invoices and so the Jan, Feb, March, will see a very big uplift for as far as the DM fees and collections is concerned. It is as per plan that October, November, December were low.”

    Clarifies the collection pattern for the fully sold-out 360 project, indicating future lumpiness based on construction milestones rather than steady state.

    asked by Harsh Kundnani

    3 min read6 chapters

    Detailed Narrative

    01

    Q3 FY26 Performance Overview

    Max India reported a consolidated revenue of ₹49.8 crores in Q3 FY26, marking a 27% year-on-year growth. For the nine months ended December 31, 2025, revenue stood at ₹141.3 crores, reflecting a 19% year-on-year increase. Despite these revenue gains, consolidated EBITDA remained negative at ₹-29 crores for the quarter and ₹-78 crores for the nine months, attributed to ongoing investments across multiple growth engines. The company's treasury assets were ₹105 crores and net worth ₹426 crores as of December 31, 2025.

    02

    Antara Residences: Strong Traction and New Launches

    The intergenerational project in Gurgaon Estate 360 is fully sold out, with strong collections totaling ₹343 crores ITD and a collection efficiency of 97%. This success led to the launch of Estate 361 (1.04 million sq ft, 360 units) in December 2025, with the first phase of 180 units securing 100 bookings within two months. The company is aggressively pursuing opportunities in Chandigarh, Bengaluru, and Chennai to meet its commitment of 1.5 million sq ft, with 1.04 million sq ft already locked in and an additional 0.5 million sq ft being sought.

    03

    Assisted Care and Care at Home Progress

    Assisted Care Services now have a total bed capacity of 485 beds, with 333 operational across NCR, Bengaluru, and Chennai. Occupancy improved sequentially from 25% in Q2 FY26 to 27% in Q3 FY26, with Q3 revenue reaching ₹5 crores. The Care at Home business achieved its highest-ever quarterly revenue of ₹5.38 crores in Q3, representing a 1.1x quarter-on-quarter growth, driven by higher-margin services like critical care and physiotherapy. Contribution margins in Bengaluru Care Homes improved from 5% to 17%.

    04

    AGEasy: Digital Platform and Product Innovation

    AGEasy recorded a Q3 revenue of ₹18.8 crores, with its 9-month FY26 revenue reaching ₹54 crores, a 2.3x year-on-year growth. This was achieved despite a technical glitch on the Flipkart marketplace. Gross margins improved from 40% to 44% quarter-on-quarter, with an exit December rate of 46% for D2C and marketplaces. The company launched 20 new products in 9 months, with 64% delivering gross margins above 50%, and has filed 5 patents, demonstrating a commitment to innovation.

    05

    Capital Allocation and Funding Plans

    Max India is focused on achieving profitability, targeting EBITDA breakeven for the residents vertical by the end of FY27 and for AGEasy by the last quarter of FY27, with consolidated profitability expected by FY28. The company plans to raise ₹200-250 crores in Q1/Q2 of the current year to fund future growth, primarily for Care Home expansion and AGEasy, with some allocation for residences if required. AGEasy is expected to require an additional ₹40-50 crores beyond the ₹180 crores already invested.

    06

    Regulatory and Investor Engagement

    The company is actively engaging with government authorities, particularly NITI Aayog, to shape policies for the senior care sector. The Occupancy Certificate for the Noida Phase 1 project remains pending, but the company is hopeful for closure within two weeks following a Supreme Court directive. Max India also announced a collaboration with Star Union Dai-ichi Life to raise awareness about integrated care solutions and financial preparedness for India's aging population.

    This is an AI-generated summary of a publicly available earnings call transcript.