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    Max India Ltd

    MAXIND
    Financial Services·29 May 2026
    Management Summary

    Max India Ltd reported a strong Q4 FY26 with consolidated revenue growing 30% YoY to INR 213.4 crores and a significant reduction in quarterly loss to INR 6.8 crores. Key segments like Antara Assisted Care and AGEasy demonstrated robust growth, with AGEasy's revenue doubling YoY to INR 77 crores and RoAS improving by 50%. The company achieved a major milestone with a partial occupancy certificate for its Noida project, unlocking INR 150 crores in receivables and paving the way for future expansion at higher price points, despite facing headwinds from geopolitical factors and labor cost increases.

    Highlights

    5
    • Consolidated revenue grew 30% YoY to INR 213.4 crores in FY26, from INR 164 crores in FY25.

    • Q4 FY26 consolidated loss significantly reduced to INR 6.8 crores, compared to INR 27.8 crores in Q3 FY26 and INR 35.5 crores in Q4 FY25.

    • Antara Assisted Care Services (AACS) revenue grew 1.6x YoY to INR 38.8 crores in FY26, with existing care homes showing 10% QoQ occupancy growth.

    • AGEasy's FY26 revenue doubled YoY to INR 77 crores, with its Return on Ad Spend (RoAS) improving by 50% to 1.8 and exiting March '26 at 2.9.

    • Partial occupancy certificate received for 3 towers in Noida, unlocking INR 150 crores in receivables and enabling Phase 2 re-filing at 2-3x price points.

    Concerns

    4
    • Impact of geopolitical situation and Labor Code on wages causing some slowdown and increased costs.

    • Noida Phase 1 project is currently "into red" due to cost escalation, with real money expected from Phase 2.

    • A tax demand of INR 32 crores for Antara Purukul site, though management believes it's a "prima facie mistake" and expects it to become zero upon rectification.

    • boAt partnership for watches "has not taken off as we expected."

    Key financials

    Single quarter

    06 metrics
    1. 01Consolidated Revenue FY26₹213.4 Cr+30%YoY
    2. 02Consolidated EBITDA Loss FY26₹83 Cr
    3. 03Consolidated Revenue Q4 FY26₹72 Cr+58.0%YoY
    4. 04Consolidated Net Loss Q4 FY26₹6.8 Cr
    5. 05Treasury Assets₹58 Cr

    Segment breakdown

    Dehradun Residences
    ₹6.7 Cr Operating Revenue Q4 FY26₹24.2 Cr Total Revenue FY26₹2.3 Cr Profit FY26
    Gurgaon Estate 360
    ₹45.6 Cr Management Fee ITD₹534 Cr Collections ITD
    Estate 361
    ₹69 Cr Collections
    Antara Assisted Care Services
    ₹11.4 Cr Revenue Q4 FY26₹38.8 Cr Revenue FY2690.2% Customer Voice Score Q4 FY2692% Customer Voice Score FY26
    AGEasy
    ₹23 Cr Net Revenue Q4 FY26₹77 Cr Revenue FY261.8 ratio RoAS (online channels)2.9 ratio RoAS (March '26 exit)46% Gross Margins (D2C & marketplaces) Q4 FY2687% Satisfaction Index
    List

    Capital allocation

    2
    high confidence
    CategoryHeadline
    Capex

    Capex disclosed

    Liquidity

    Liquidity disclosed

    Treasury assets stood at INR 58 crores as of March 31, 2026.

    Guidance & targets

    30
    CategoryTargetPriority
    Profitability
    Consolidated Profitability Improvement
    Further improvement
    Medium
    Profitability
    Path to Profitability (1-2 verticals)
    Show path to profitability
    Medium
    Residential Projects
    Estate 361 Balance Units Launch
    Launch balance 180 units
    High
    Residential Projects
    Estate 361 Total Committed Area
    1.5 million square feet
    High
    Residential Projects
    Noida Phase 2 Sales Start
    Sales start
    Medium
    Residential Projects
    New Projects Materialization
    Close to 2 million square feet
    Medium
    Residential Projects
    Estate 360 Management Fee (ITD)
    INR130 crores
    High
    Residential Projects
    Estate 361 Management Fee (ITD)
    INR200 crores
    High
    Residential Projects
    Noida Phase 1 Management Fee (Remaining)
    INR14 crores
    High
    Residential Projects
    Noida Phase 2 Market Price per sq ft
    INR16,000 to INR18,000
    High
    Residential Projects
    Noida Phase 2 Potential Value
    INR700 crores plus
    High
    Residential Projects
    Noida Phase 2 Launch Timeline
    By the end of this year
    Medium
    Fundraise
    Fundraise Announcement
    Announcement
    Medium
    Market Entry
    Hyderabad Assisted Living/Transition Care Opportunity Examination
    Examine opportunity
    Medium
    AGEasy
    AGEasy Growth
    High-growth year
    Medium
    AGEasy
    Exit Monthly Revenue Run Rate
    INR14 crores to INR16 crores
    High
    AGEasy
    EBITDA Breakeven
    EBITDA breakeven
    High
    AGEasy
    EBITDA Margin
    16% to 18%
    High
    Care Homes
    ROCE for Care Homes
    25%-26%
    High
    Care Homes
    EBITDA Margin at Scale
    18% to 20%
    High
    Care Homes
    Breakeven (Contribution Margin)
    4 to 6 quarters
    High
    Care Homes
    Breakeven (EBITDA)
    6 to 9 quarters
    High
    Care Homes
    Consolidated Breakeven
    FY28-ish
    Medium
    Care Homes
    Bed Addition Exploration
    Explore new geographies and bed additions
    Medium
    Care Homes
    ROCE Materialization
    From third year after operation
    High
    Care Homes
    Contribution Margin at Maturity
    32% plus
    High
    Care Homes
    EBITDA Margin at Maturity
    16% to 18%
    High
    Annuity Income
    Annuity Income per 250-unit Community
    INR10-12 crores
    High
    Investments
    Project IRR
    minimum 20%
    High
    Investments
    Project PAT
    10% to 12% per project
    High

    Noida Phase 2 launch and sales start

    Sometime during FY27
    CurrentAwaiting recertification of revised building plans
    TargetApproval received and sales initiated

    Why it matters

    This is a major unlock for future revenue and profitability, with potential for 2-3x higher price points.

    Then we will approach Noida authorities for recertification of revised building plans, and we'll get the approval and then the sales start. So sometime during this FY27, we expect that we should be talking about this.

    How to verify

    guidance_and_targets[metric='Noida Phase 2 Sales Start']

    Risks & concerns

    4
    RiskSeverity

    Geopolitical environment and Labor Code impact on costs

    Geopolitical situation and new labor code are impacting raw material, logistics costs, and wages, leading to some slowdown and cost increases.Management acknowledged

    medium

    Noida Phase 1 project being 'in red' due to cost escalation

    The initial phase of the Noida project is currently unprofitable due to cost overruns, with profitability dependent on Phase 2.Management acknowledged

    medium

    INR 32 crores tax demand on Antara Purukul site

    A significant tax demand has been raised by income tax authorities, which management is disputing and expects to be resolved.Management downplayed

    medium

    boAt partnership for watches not performing as expected

    One specific product from a partnership did not meet expectations, though other technology solutions are being explored.Management acknowledged

    low

    Q&A highlights

    8

    “launch of Phase 2 of E361 is around the corner. You'll find in the next few days, we will make that announcement because, as I said, 140 of the 180 have been sold, and we don't have inventory left for a certain type... booking fee will continue till the time we do the sales. To our understanding, it will be 20% collection, which will come as a time-bound manner... it will be lumpy in the first year, which is 26-27. And then from 28-29 onwards, it will be more regular in nature.”

    Provides specific timelines and financial mechanics for a key residential project, indicating near-term revenue recognition will be lumpy.

    asked by Harsh Kundnani

    3 min read7 chapters

    Detailed Narrative

    01

    Strong Financial Performance and Reduced Losses

    Max India Ltd reported a robust financial performance for Q4 FY26, with consolidated revenue reaching INR 72 crores, marking a 45% QoQ and 58% YoY growth. For the full FY26, consolidated revenue stood at INR 213.4 crores, a 30% increase from FY25. The company significantly reduced its consolidated loss in Q4 FY26 to INR 6.8 crores, a substantial improvement from INR 27.8 crores in Q3 FY26 and INR 35.5 crores in Q4 FY25, demonstrating a clear path towards profitability.

    02

    Noida Project Unlocks Receivables and Future Potential

    A key positive development was the receipt of a partial occupancy certificate for three towers in Noida, developed by ContendBuilders. This event is expected to unlock upwards of INR 150 crores in receivables and allows the company to re-file for approval of Phase 2, where market price points are currently 2-3 times higher than previous sales. The company still has approximately 0.44 million square feet (220 units) yet to develop in this project, indicating significant future value.

    03

    Growth in Assisted Care and AGEasy Segments

    The Antara Assisted Care Services (AACS) segment saw its revenue grow 1.6x YoY to INR 38.8 crores in FY26, with Q4 FY26 revenue at INR 11.4 crores (1.1x QoQ growth). Existing care homes demonstrated strong occupancy growth, with Sector 41 rising from 26% to 34% and Noida from 13% to 38% QoQ. AGEasy, the health and wellness platform, doubled its revenue YoY to INR 77 crores in FY26, with Q4 FY26 revenue at INR 23 crores. Its Return on Ad Spend (RoAS) improved by 50% to 1.8, exiting March '26 at a healthy 2.9, reflecting enhanced marketing efficiency.

    04

    Strategic Expansion and Innovation in Senior Living

    Max India is actively pursuing expansion, with plans to launch the remaining 180 units of Estate 361 soon, having already sold 141 units and collected INR 69 crores. The company is in advanced talks for new intergenerational communities in Noida, Bangalore, and Dehradun, aiming to materialize approximately 2 million square feet of new projects by the end of FY27. Innovation remains a focus for AGEasy, with 3 patents granted and 3 filed, and 19 new products launched in FY26, 65% of which deliver gross margins of 50% or more.

    05

    Commitment to Profitability and Operational Efficiency

    Management reiterated its commitment to achieving profitability, with expectations for 1-2 verticals to show a clear path to profitability by later FY27. Care Homes are targeted to achieve a ROCE of 25-26% and an EBITDA margin of 18-20% at scale, with unit-level breakeven expected within 6-9 quarters. AGEasy is also targeted to reach EBITDA breakeven by the end of FY27. The company has merged its Care at Home and Care Home businesses to achieve cost efficiencies and leverage existing infrastructure.

    06

    Challenges and Mitigation Strategies

    The company acknowledged facing headwinds from the geopolitical environment and the new Labor Code, which have led to some slowdown and increased costs. Specifically, the Noida Phase 1 project is currently unprofitable due to cost escalation. A tax demand of INR 32 crores on the Antara Purukul site is being disputed, with management confident it will be resolved to zero. To mitigate rising costs, AGEasy is exploring alternative Indian vendors and placing larger orders to lock in prices.

    07

    Capital Allocation and Treasury

    As of March 31, 2026, Max India held INR 58 crores in treasury assets and had a consolidated net worth of INR 408 crores. Management indicated that approximately INR 70-75 crores of construction spend remains for existing projects. Future equity investments will primarily focus on growing care homes and Antara Senior Living projects, with residential projects targeting IRRs of at least 20% and PAT of 10-12%. The company is comfortable with its cash situation for the next 3-6 months but is awaiting improved market sentiment for a potential fundraise later in FY27.

    This is an AI-generated summary of a publicly available earnings call transcript. It is for informational purposes only and does not constitute investment advice, a recommendation, or an endorsement. inve.money is not a SEBI-registered investment advisor. Please consult a qualified financial advisor before making any investment decisions.