MUTHOOTMF Muthoot Microfin Q4 FY25 results (Jan–Mar 2025) and concall
Muthoot Microfin reported a challenging Q4 and FY25, incurring a net loss of INR401 crores and INR222 crores respectively, primarily due to elevated credit costs of 9.4% and an increase in GNPA to 4.84%. Despite these financial headwinds, the company achieved a top-tier ESG rating, secured an eKYC license, and maintained a strong capital adequacy of 27.9%. Management outlined a calibrated growth strategy, proactive provisioning, and an improving collection efficiency, guiding for a return to profitability and moderate growth in FY26.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 |
|---|---|---|---|
| Revenue | 662 | 681 | 555 |
| EBITDA | 329 | 253 | -290 |
| Net profit | 62 | 4 | -401 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
