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Muthoot Microfin share price & results

Muthoot Microfin Limited· Financial Services

Results to
Jun 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

India's 2nd largest NBFC-MFI, offering collateral-free group loans to women entrepreneurs in rural India.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue669 ₹ crore+19.7% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Jun 2026Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit81.0 ₹ crore+1250.0% YoYQuarterly, as filedQuarter to Jun 2026Profit after tax as filed.
Return on equity8.93 %+14.4 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)0.94 %−21.3 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Jun 2026

Guidance

What management said, and what became of it

6 of 8 judged targets kept · 20 open · verdicts reflect calls analysed to Q1 FY27.

Muthoot Microfin Limited management guidance track record on Inve: 28 targets tracked across analysed earnings calls (6 achieved, 2 missed, 20 open).

TargetOriginal wordingSaidLatest callVerdict
Credit Cost4% to 6% credit cost for FY26
Call transcript, Q4 FY25 · 8 May 2025		Q4 FY25Q1 FY27:Promise concluded and achieved in FY26. No new update.
Call transcript, Q1 FY27 · 7 Aug 2026		Achieved
Opex Ratiowithin the guidance of around 6.2%
Call transcript, Q1 FY26 · 12 Aug 2025		Q1 FY26Q1 FY27:Promise concluded and missed in FY26. No new update.
Call transcript, Q1 FY27 · 7 Aug 2026		Missed
Net Interest Margin (NIM)Expand NIM to 13.5% to 14% in FY27
Call transcript, Q4 FY26 · 7 May 2026		Q4 FY26Q1 FY27:Q1 NIM was flat QoQ at 12%. Management revised full-year guidance down to 12.3-12.5% from the previous 13.5-14%.
Call transcript, Q1 FY27 · 7 Aug 2026		Revised Down

Source: Inve Guidance Tracker for Muthoot Microfin Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

2 of Muthoot Microfin Limited's 28 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 25 more targets are in the full ledger.

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Price

₹142.38 −2.38% · −₹3.47

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −12.4% 1Y

₹150₹200₹250Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 6 Nov 2025Q3 FY26 — 10 Feb 2026Q4 FY26 — 7 May 2026Q1 FY27 — 7 Aug 2026

1Y: ₹162.62 on 24 Oct 2025 → ₹142.38. High ₹255.81 (28 Jul 2026), low ₹142.38 (27 Oct 2026).

Previous close
₹145.85
Market cap
₹2.6k Cr
52-week range
₹142.38 – ₹255.81
One year
−15.80%
Price to earnings (TTM to Jun 2026)
10.74×
Return on equity (TTM to Jun 2026)
8.93%

Overview

Symbol
NSE:MUTHOOTMF
Exchange
NSE
Currency
INR

What Muthoot Microfin Limited does

Based on the company's own presentations, annual report and earnings calls.

Muthoot Microfin Limited is a non-banking finance company categorized as a microfinance institution (NBFC-MFI), part of the Muthoot Pappachan Group conglomerate. It lends primarily to women from low-income rural households through the Joint Liability Group (JLG) model, where small groups of women co-guarantee each other's collateral-free loans, and has since expanded into non-JLG products including individual loans, gold loans, micro-LAP and small enterprise loans. It earns interest income on its on-lent microfinance loan portfolio, sourced and serviced through its own branch network of loan officers and relationship officers across rural India.

Segments

  • JLG & Others (Group Loans)
  • MSEL & MSME LAP (Non-JLG)
Branch network
1,670 branches
Districts covered
390 districts
States & Union Territories covered
20
Active clients
3.27 million
Employees
15,735
Field officers (ROs)
9,357
Employees 15,735 (2026-03-31) Company website

How the price took the results

close before → close after

Q1 FY27
−3.6%
7 Aug
Q4 FY26
−2.8%
7 May
Q3 FY26
−6.4%
10 Feb
Q2 FY26
−4.1%
6 Nov

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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