Muthoot Microfin Q4 FY26 results (Jan–Mar 2026) and concall

Financial Services · Concall AI · Call held 7 May 2026

Company page: Muthoot Microfin share price, financials & guidance record

Muthoot Microfin reported a strong Q4 FY26, achieving its highest profit in seven quarters at ₹71 crores, driven by robust AUM growth of 13% YoY to ₹14,005 crores and significant improvements in asset quality. The company's strategic diversification initiatives, with non-JLG products now forming 17% of the portfolio, and reduced cost of funds contributed to improved financial performance. Management unveiled 'Vision 3030', targeting ₹30,000 crores AUM, 5%+ ROA, and 20%+ ROE by 2030, emphasizing responsible growth, asset quality, and leveraging technology.

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What they filed

Q4 FY26: revenue up 13.9%, net profit up 117.7% against the same quarter last year.

₹ Cr · quarterly

Line item	Q2 FY25	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26
Revenue	662	681	555	559	576 −13%	603 −11%	632 +14%
Expenses	334	428	845	333	318	304	300
EBITDA	329	253	-290	226	258 −22%	299 +18%	—
Margin	50%	37%	-52%	40%	45%	50%	—
Other income	1	1	1	0	1	3	7
Interest	237	237	222	210	211	222	232
Depreciation	11	11	11	11	11	10	11
Profit before tax	81	5	-522	6	37 −54%	69 +1280%	97 +119%
Tax rate	24%	25%	-23%	-7%	18%	10%	27%
Net profit	62	4	-401	6	31 −50%	62 +1450%	71 +118%
EPS	3.61	0.22	-23.53	0.36	1.79	3.66	4.17

How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.

What they filed

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