MUTHOOTMF Muthoot Microfin Q1 FY27 results (Apr–Jun 2026) and concall
Muthoot Microfin Limited delivered a strong Q1 FY27, marked by record disbursements of ₹2,644 crores (up 49% YoY) and significant improvements in asset quality, with collection efficiency at 97.97%. The company achieved a 14 bps reduction in its cost of funds to 10.13% and a credit cost reduction to 2.6%, contributing to a 43% YoY PPOP growth. While active clients saw a minor QoQ dip due to a focus on quality, management is confident in achieving its revised 20% AUM growth and higher ROA/ROE targets, driven by strategic diversification into individual, gold, and consumer durable loans.
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What they filed
Q1 FY27: revenue up 19.7%, net profit up 1250.0% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 662 | 681 | 555 | 559 | 576 −13% | 603 −11% | 632 +14% | 669 +20% |
| EBITDA | 329 | 253 | -290 | 226 | 258 −22% | 299 +18% | — | — |
| Net profit | 62 | 4 | -401 | 6 | 31 −50% | 62 +1450% | 71 +118% | 81 +1250% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
