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Satin Creditcare Network share price & results

Satin Creditcare Network Limited· Financial Services

Results to
Jun 2026
Latest analysed call
Q1 FY27
Ownership as of
Sept 2026

NBFC-MFI lending small joint-liability-group loans to women borrowers across rural and semi-urban India.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue762 ₹ crore+8.4% YoYQuarterly, as filedQuarter to Jun 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Jun 2026Not in the filed figures for the quarter to jun 2026. No older figure is substituted.
Net profit123 ₹ crore+173.3% YoYQuarterly, as filedQuarter to Jun 2026Profit after tax as filed.
Return on equity15.17 %+4.8 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)20.72 %+7.1 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Jun 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Jun 2026

Guidance

What management said, and what became of it

4 of 4 judged targets kept · 9 open · verdicts reflect calls analysed to Q1 FY27.

Satin Creditcare Network Limited management guidance track record on Inve: 13 targets tracked across analysed earnings calls (4 achieved, 0 missed, 9 open).

TargetOriginal wordingSaidLatest callVerdict
Consolidated AUM GrowthI think it will be closer to about 25%, 30% for a consolidated basis.
Call transcript, Q4 FY26 · 12 May 2026		Q4 FY26Q1 FY27:Management issued formal guidance for FY27 consolidated AUM growth of 20-25%, a downward revision from the informal 'closer to 25-30%' guidance given in Q4 FY26.
Call transcript, Q1 FY27 · 31 Jul 2026		Revised Down
MFI AUM GrowthLooking at 10% to 15% growth in terms of our AUM.
Call transcript, Q3 FY26 · 29 Jan 2026		Q3 FY26Q1 FY27:Consolidated AUM grew 27% YoY, well ahead of the overall FY27 growth target, indicating strong momentum. Standalone growth is tracking in line with guidance.
Call transcript, Q1 FY27 · 31 Jul 2026		On Track
Credit CostCredit costs would definitely be less than what we've done last year [4.6%]
Call transcript, Q4 FY25 · 14 May 2025		Q4 FY25Q4 FY26:Achieved full-year credit cost of 3.8%, beating both the original (<4.6%) and revised (~4%) targets.
Call transcript, Q4 FY26 · 12 May 2026		Achieved

Source: Inve Guidance Tracker for Satin Creditcare Network Limited · to Q1 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

9 of Satin Creditcare Network Limited's 13 targets are still open. See which are on track and which have gone quiet. The 3 above are the free sample; 10 more targets are in the full ledger.

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Price

₹223.88 +1.93% · +₹4.24

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance +51.9% 1Y

₹150₹200₹250Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q3 FY26 — 29 Jan 2026Q4 FY26 — 12 May 2026Q1 FY27 — 31 Jul 2026

1Y: ₹147.4 on 24 Oct 2025 → ₹223.88. High ₹268.87 (24 Jul 2026), low ₹137.25 (9 Dec 2025).

Previous close
₹219.64
Market cap
₹2.4k Cr
52-week range
₹137.25 – ₹268.87
One year
+42.47%
Price to earnings (TTM to Jun 2026)
5.88×
Return on equity (TTM to Jun 2026)
15.17%

Overview

Symbol
NSE:SATIN
Exchange
NSE
Currency
INR

What Satin Creditcare Network Limited does

Based on the company's own presentations, annual report and earnings calls.

Satin Creditcare Network is an NBFC-MFI that extends small, unsecured joint-liability-group (JLG) microfinance loans to women borrowers in rural and semi-urban India for income-generation and livelihood needs, earning through interest on this loan portfolio disbursed and collected via its own branch and field-officer network. Beyond core microfinance, the group has diversified into affordable housing finance through Satin Housing Finance, retail MSME and green finance through Satin Finserv (which absorbed the erstwhile business-correspondent arm Taraashna Financial Services), and technology through Satin Technologies, which runs the group's loan-management and HR platforms. Originally incorporated in 1990 as a small-business lender, it later converted into an NBFC-MFI and is now ranked among the largest microfinance institutions in India by loan portfolio.

Segments

  • Satin Creditcare Network (parent)
  • Satin Housing Finance Limited
  • Satin Finserv Limited
  • Satin Technologies Limited
Active clients (borrowers)
~34 lakh
Branches
2,015
Employee base (consolidated)
18,265
Geographic footprint
29 states and union territories
Districts covered
529 districts
Borrower centres (JLG groups)
~3 lakh centres
Founded 1990Employees 18,265 (March 2026) Company website

How the price took the results

close before → close after

Q1 FY27
−6.8%
31 Jul
Q4 FY26
+4.6%
12 May
Q3 FY26
−2.7%
29 Jan

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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