SATIN Satin Creditcare Network Q4 FY25 results (Jan–Mar 2025) and concall
Satin Creditcare reported a strong Q4 and FY25, achieving its 15th consecutive quarter of profitability with standalone PAT of INR217 crores for FY25. The company demonstrated robust asset quality improvement, with PAR 1 declining to 4.9% and credit costs managed within guidance. AUM growth remained healthy, and the cost of borrowing decreased. While operational costs were elevated and interest reversals impacted yields, management expressed confidence in future improvements and the resilience of their business model.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 |
|---|---|---|---|
| Revenue | 657 | 684 | 615 |
| Net profit | 45 | 14 | 22 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
