Small finance bank serving micro, MSME, retail & housing borrowers across 27 states via 1,110 banking outlets.
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 759 | 848 | 896 | 896 | 1.1k | 1.1k | 1.1k | 1.8k |
| Reserves | 260 | 520 | 677 | 1.1k | 1.9k | 1.9k | 1.2k | 996 |
| Borrowings | — | — | — | — | — | — | — | — |
| Other Liabilities | 475 | 654 | 845 | 1.1k | 1.5k | 1.2k | 1.6k | 1.6k |
| Total Liabilities | 9.4k | 12.1k | 15.1k | 19.1k | 23.9k | 28.1k | 27.4k | 28.9k |
| AssetsFixed Assets | 110 | 125 | 286 | 301 | 301 | 324 | 417 | 333 |
| CWIP | 22 | 56 | 1 | 2 | 10 | 63 | 0 | 125 |
| Investments | 1.2k | 2.3k | 2.3k | 2.9k | 3.7k | 5.0k | 5.4k | 6.9k |
| Other Assets | 8.1k | 9.6k | 12.4k | 16.0k | 19.9k | 22.8k | 21.6k | 21.5k |
| Total Assets | 9.4k | 12.1k | 15.1k | 19.1k | 23.9k | 28.1k | 27.4k | 28.9k |
| Line item | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | 211 | 115 | -83 | 1.3k | 1.6k | 991 | 876 | 781 |
| Cash from Investing | -171 | -322 | -532 | -739 | -693 | -620 | -777 | -3.3k |
| Cash from Financing | -92 | 1.3k | 172 | 111 | -235 | 140 | 310 | 1.4k |
| SummaryCapital Expenditure | — | — | — | — | — | — | — | — |
| Free Cash Flow | 194 | 70 | -163 | 1.2k | 1.5k | 921 | 718 | 638 |
| FCF Margin | — | — | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
UTKARSHBNK · FINANCIALS_SECTOR
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