SATIN Satin Creditcare Network Q1 FY27 results (Apr–Jun 2026) and concall
Satin Creditcare Network Limited delivered its strongest first quarter in eight years, marking its 20th consecutive profitable quarter. The company reported robust consolidated AUM growth of 27% YoY to INR15,935 crores and a significant 172% YoY surge in PAT to INR123 crores. Asset quality showed marked improvement with stand-alone GNPA falling to 2.2%, while NIM expanded to 14.36%. Management highlighted caution regarding the monsoon outlook and proactively built a INR36 crore buffer into credit costs, reflecting a disciplined approach to growth and risk management.
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What they filed
Q1 FY27: revenue up 8.4%, net profit up 173.3% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 657 | 684 | 615 | 703 | 788 +20% | 740 +8% | 920 +50% | 762 +8% |
| Net profit | 45 | 14 | 22 | 45 | 53 +18% | 72 +414% | 162 +636% | 123 +173% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
