PFS PTC India Financial Services Q4 FY25 results (Jan–Mar 2025) and concall
PTC India Financial Services reported a 35% YoY increase in PAT to INR 217 crores for Q4 FY25, driven by improved asset quality and capital adequacy, with RoA reaching 3.56% and CAR at 59.65%. The company achieved a qualification-free balance sheet and saw its ICRA rating outlook upgraded from negative to stable. While total income declined and AUM reduced, management outlined a clear strategy for sequential AUM growth of 7-9% and expects significant disbursements in Q1 FY26, alongside ongoing resolution of stressed assets and strengthening of its leadership team.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 |
|---|---|---|---|
| Revenue | 163 | 158 | 153 |
| EBITDA | 148 | 160 | 144 |
| Net profit | 47 | 67 | 58 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
