PFS PTC India Financial Services Q2 FY26 results (Jul–Sep 2025) and concall
PTC India Financial Services reported a strong Q2 & H1 FY26 with significant improvements in asset quality, record loan sanctions, and reduced cost of borrowing. Despite a shortfall in disbursements due to external factors and the resignation of independent directors, the company remains focused on private sector lending, SME segment expansion, and expects to make up for the disbursement gap in Q3. Management is actively reconstituting the board and pursuing a revised, yet robust, full-year disbursement target.
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What they filed
Q2 FY26: revenue down 19.0%, net profit up 87.2% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|
| Revenue | 163 | 158 | 153 | 142 | 132 −19% |
| EBITDA | 148 | 160 | 144 | 213 | 177 +20% |
| Net profit | 47 | 67 | 58 | 137 | 88 +87% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
